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Bank of the James Financial Group, Inc. is projected to rise to $40.61 by 2027, a +50% move from its current price of $27.04. BOTJ is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/3/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 4 | $26.76 | $27.06 | $27.36 | +0.07% |
| Aug 5 | $26.66 | $27.08 | $27.50 | +0.14% |
| Aug 6 | $26.59 | $27.10 | $27.61 | +0.21% |
| Aug 7 | $26.53 | $27.12 | $27.71 | +0.28% |
| Aug 8 | $26.48 | $27.13 | $27.81 | +0.35% |
| Aug 9 | $26.44 | $27.15 | $27.89 | +0.42% |
| Aug 10 | $26.40 | $27.17 | $27.97 | +0.49% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $26.40 | $27.17 | $27.97 | +0.49% |
| Week 2 | $26.21 | $27.30 | $28.44 | +0.97% |
| Week 3 | $26.10 | $27.44 | $28.85 | +1.47% |
| Week 4 | $26.02 | $27.57 | $29.21 | +1.96% |
| Week 5 | $25.97 | $27.70 | $29.55 | +2.45% |
| Week 6 | $25.93 | $27.84 | $29.88 | +2.95% |
| Week 7 | $25.91 | $27.97 | $30.20 | +3.45% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Bank of the James Financial Group, Inc. is the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management).
The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit.
In addition, the company offers small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It also offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc.
was founded in 1999 and is headquartered in Lynchburg, Virginia.
BOTJ is a Financial Services company. It currently trades at $27.75 and carries a market cap of $126.08M, with a rank of 3898.
The stock’s current price and market position are complemented by a forecast that envisions a bullish longer-term trajectory, with rising average prices across multiple years and substantial potential upside in the later years of the horizon.
A major floor 23.8% below — a decisive break under it would weaken the trend.
The nearest floor, 9.8% below — buyers have tended to step in here.
Price is pressing into resistance (2.8% away) — a breakout level to watch.
A major ceiling 10.2% above — clearing it would confirm fresh momentum.
Key BOTJ support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of BOTJ market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $27.44 | Sell | $27.30 | Sell |
| MA 10 | $27.05 | Sell | $27.06 | Sell |
| MA 20 | $26.46 | Buy | $26.54 | Buy |
| MA 50 | $24.97 | Buy | $25.28 | Buy |
| MA 100 | $23.51 | Buy | $23.74 | Buy |
| MA 200 | $20.88 | Buy | $21.48 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.91 | Neutral |
| Stoch RSI (14) | 0.00 | Buy |
| CCI (20) | 59.24 | Neutral |
| Williams %R (14) | -43.86 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | 3.13 | Buy |
| Bollinger %B (20,2) | 0.68 | Neutral |
| Stochastic %K (14) | 56.14 | Neutral |
| TRIX (15) | 0.40 | Buy |
| Awesome (5,34) | 1.68 | Buy |
| Ultimate (7,14,28) | 64.54 | Neutral |
| Momentum (10) | 0.34 | Buy |
| Aroon Osc (25) | 92.00 | Buy |
| Hull MA (9) | 27.78 | Sell |
| ADX (14) | 39.73 | Buy |
| ATR (14) | 0.25 | Info |
The 30-day technical picture shows bullish sentiment, with RSI14 at 70. The 50-day simple moving average is $24.52 and the 200-day simple moving average is $20.59. Near-term support sits at $24.11 and resistance at $27.01.
The 30-day price range spans from a low of $25.94 to a high of $29.69, highlighting a constructive short-term footing with noticeable upside potential beyond current levels.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $18.09 | $27.04 | $36.42 | 0% | Neutral | |
| $33.30 | $40.61 | $51.74 | +50% | Bullish | |
| $38.10 | $47.34 | $61.98 | +75% | Bullish | |
| $44.54 | $56.20 | $75.17 | +108% | Bullish | |
| $49.77 | $63.67 | $86.69 | +135% | Bullish | |
| $52.26 | $67.67 | $93.62 | +150% | Bullish | |
| $65.13 | $85.30 | $119.69 | +215% | Bullish | |
| $78.60 | $104.02 | $147.87 | +285% | Bullish | |
| $87.89 | $117.48 | $168.99 | +334% | Bullish | |
| $102.88 | $138.82 | $201.94 | +413% | Bullish | |
| $163.18 | $229.68 | $350.16 | +749% | Bullish | |
| $317.18 | $478.83 | $782.64 | +16.7x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $18.09 | $27.04 | $33.19 | +0.00% |
| September 2026 | $24.70 | $28.95 | $34.69 | +7.05% |
| October 2026 | $24.46 | $28.80 | $34.78 | -0.50% |
| November 2026 | $24.33 | $28.76 | $34.94 | -0.16% |
| December 2026 | $25.13 | $29.81 | $36.42 | +3.65% |
Click any year to see its month-by-month BOTJ forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The BOTJ price prediction for 2026 points to an average of $27.04 (low $18.09, high $36.42) — a potential gain of 0% on today's $27.04. Price action looks broadly range-bound.
In 2027, BOTJ is projected to trade between $33.30 and $51.74, averaging $40.61 — a potential gain of +50% from today's $27.04. That is up +50% on the projected 2026 average. Buyers look set to stay in control over this stretch.
Bank of the James Financial Group, Inc.'s 2028 outlook centres on $47.34, within a $38.10 to $61.98 range. That is up +17% on the projected 2027 average. That marks a +75% change versus current levels. Momentum favours further upside here.
By 2029, BOTJ could reach as high as $75.17, with a base case around $56.20 and support toward $44.54 — roughly +108% from $27.04. Buyers look set to stay in control over this stretch.
Expect BOTJ to range from $49.77 to $86.69 through 2030. The $63.67 average target implies a +135% move from current prices. That is up +13% on the projected 2029 average. Momentum favours further upside here.
The BOTJ price prediction for 2031 points to an average of $67.67 (low $52.26, high $93.62) — a potential gain of +150% on today's $27.04. Buyers look set to stay in control over this stretch.
In 2032, BOTJ is projected to trade between $65.13 and $119.69, averaging $85.30 — a potential gain of +215% from today's $27.04. That is up +26% on the projected 2031 average. Momentum favours further upside here.
Bank of the James Financial Group, Inc.'s 2033 outlook centres on $104.02, within a $78.60 to $147.87 range. That is up +22% on the projected 2032 average. That marks a +285% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, BOTJ could reach as high as $168.99, with a base case around $117.48 and support toward $87.89 — roughly +334% from $27.04. Momentum favours further upside here.
Expect BOTJ to range from $102.88 to $201.94 through 2035. The $138.82 average target implies a +413% move from current prices. That is up +18% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The BOTJ price prediction for 2040 points to an average of $229.68 (low $163.18, high $350.16) — a potential gain of +749% on today's $27.04. Momentum favours further upside here.
In 2050, BOTJ is projected to trade between $317.18 and $782.64, averaging $478.83 — a potential gain of +16.7x from today's $27.04. That is up +108% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in BOTJ today (≈ 36.982249 BOTJ) could be worth
$17,708.05
+$16,708.05 (+1671%) by 2050 · US Dollar
Based on the average projected BOTJ price of $478.83 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in BOTJwould be worth at today's price.
$1,000 invested in BOTJ on Jul 31, 2025 (≈ 72.992702 BOTJ) would be worth
$1,973.72
+$973.72 (+97.4%) today · 1.97× · US Dollar
Based on a BOTJ entry price of $13.7 vs. today's $27.04.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $26.93 | $1,004.08 | +0.4% |
| 1 month ago | $25.92 | $1,043.21 | +4.3% |
| 3 months ago | $22.93 | $1,179.24 | +17.9% |
| 6 months ago | $20 | $1,352 | +35.2% |
| 1 year ago | $13.7 | $1,973.72 | +97.4% |
| All time (5.0y) ago | $15.91 | $1,699.56 | +70.0% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our BOTJ forecast.
Our base-case forecast reaches $54.00 around 2029.
Implied market cap at $54.00: $245.34M
The multi-year forecast projects bullish momentum across the horizon, with the average price rising from $27.75 in 2026 to progressively higher levels. Notable milestones include 2027 average $41.28 and 2028 average $48.04, followed by continued gains to 2030 average $63.41 and 2031 average $67.52. The trajectory remains bullish through 2032 ($84.71 avg) and 2033 ($102.13 avg), with further strength into 2034 ($115.37 avg) and 2035 ($136.44 avg).
Beyond 2035, the forecast shows substantial long-run upside with 2040 average $222.25 and 2050 average $457.98, accompanied by rising maximums and high implied returns (2030 ROI 128.5%, 2050 ROI 1550.4%). These figures imply meaningful upside over the longer horizon, but they are estimates and not guarantees, and risk factors could influence actual outcomes.
Tap a question to reveal the answer.
In 2030, the forecasted average price is $63.41 with a min of $49.56 and a max of $86.37, and a projected ROI of 128.5%, with a bullish sentiment.
The forecast shows bullish sentiment from 2027 onward and rising average prices, with 2027 avg $41.28, 2028 avg $48.04, and continuing growth through 2050 (avg $457.98).
Yes. The 2033 forecast shows an average of $102.13 with a max of $145.20 and a bullish sentiment, indicating potential above $100 in the forecast horizon.
The 2035 forecast lists min $101.11, avg $136.44, max $198.50, with a bullish sentiment.
For 2050, the forecast shows min $303.34, avg $457.98, max $748.62, with a bullish sentiment and a ROI of 1550.4%.
Bank of the James Financial Group, Inc. Community Discussion
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