Community Financial System, Inc. is projected to rise to $88.73 by 2027, a +36% move from its current price of $65.08. CBU is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $64.27 | $65.11 | $65.97 | +0.05% |
| Aug 2 | $63.95 | $65.15 | $66.36 | +0.11% |
| Aug 3 | $63.72 | $65.18 | $66.68 | +0.16% |
| Aug 4 | $63.53 | $65.22 | $66.95 | +0.21% |
| Aug 5 | $63.37 | $65.25 | $67.19 | +0.26% |
| Aug 6 | $63.23 | $65.29 | $67.41 | +0.32% |
| Aug 7 | $63.10 | $65.32 | $67.62 | +0.37% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $63.10 | $65.32 | $67.62 | +0.37% |
| Week 2 | $62.43 | $65.56 | $68.85 | +0.74% |
| Week 3 | $61.97 | $65.80 | $69.87 | +1.11% |
| Week 4 | $61.63 | $66.05 | $70.78 | +1.48% |
| Week 5 | $61.35 | $66.29 | $71.62 | +1.86% |
| Week 6 | $61.13 | $66.53 | $72.42 | +2.23% |
| Week 7 | $60.94 | $66.78 | $73.18 | +2.61% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. It provides banking and other financial services to retail, commercial, institutional, and governmental customers.
The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services.
Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.
Community Financial System, Inc. (CBU) is a financial services company with a current price of $67.24 and a market cap of $3.53B. It is ranked 1570 by market capitalization.
The price outlook reflects a path of gradual appreciation with a neutral to bullish tilt across the forecast horizon, starting from a near-term price similar to the current level and expanding in later years.
Forecasts show a 2026 average price of $67.24 with a 0 ROI, followed by rising averages and higher ROIs in subsequent years (for example 2027 average $92.39 with a 37.4 ROI and 2030 average $125.58 with an 86.8 ROI). By 2050, the average is projected to $675.37 with a 904.4 ROI, indicating a long-run bullish trajectory.
A major floor 13.9% below — a decisive break under it would weaken the trend.
The nearest floor, 5.9% below — buyers have tended to step in here.
The nearest ceiling, 9.1% above — a clean break opens room to run.
A major ceiling 16.0% above — clearing it would confirm fresh momentum.
Key CBU support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of CBU market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $65.62 | Sell | $65.50 | Sell |
| MA 10 | $66.66 | Sell | $66.22 | Sell |
| MA 20 | $67.12 | Sell | $66.53 | Sell |
| MA 50 | $65.50 | Sell | $65.60 | Sell |
| MA 100 | $63.07 | Buy | $64.12 | Buy |
| MA 200 | $61.42 | Buy | $62.31 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 44.11 | Neutral |
| Stoch RSI (14) | 11.39 | Buy |
| CCI (20) | -120.76 | Sell |
| Williams %R (14) | -90.09 | Info |
| MACD (12,26,9) | -0.53 | Sell |
| ROC (12) | -4.12 | Sell |
| Bollinger %B (20,2) | 0.16 | Neutral |
| Stochastic %K (14) | 9.91 | Buy |
| TRIX (15) | 0.12 | Buy |
| Awesome (5,34) | -0.78 | Sell |
| Ultimate (7,14,28) | 33.30 | Neutral |
| Momentum (10) | -5.91 | Sell |
| Aroon Osc (25) | -36.00 | Sell |
| Hull MA (9) | 64.35 | Buy |
| ADX (14) | 13.35 | Neutral |
| ATR (14) | 0.86 | Info |
The 30-day technical picture is bullish, aligning with positive near-term momentum.
RSI14 is 50, with a SMA50 of $65.14 and a SMA200 of $61.22. Key intraday levels show support at $61.24 and resistance at $70.99, with a 30-day range from $61.55 to $73.46.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $55.61 | $65.08 | $84.82 | 0% | Neutral | |
| $72.75 | $88.73 | $113.08 | +36% | Bullish | |
| $79.49 | $98.79 | $129.37 | +52% | Bullish | |
| $89.30 | $112.71 | $150.76 | +73% | Bullish | |
| $93.41 | $119.50 | $162.75 | +84% | Bullish | |
| $96.81 | $125.38 | $173.47 | +93% | Bullish | |
| $113.83 | $149.09 | $209.22 | +129% | Bullish | |
| $126.01 | $166.78 | $237.10 | +156% | Bullish | |
| $142.94 | $191.08 | $274.90 | +194% | Bullish | |
| $164.02 | $221.33 | $321.98 | +240% | Bullish | |
| $229.75 | $323.39 | $493.08 | +397% | Bullish | |
| $412.14 | $622.22 | $1,017.06 | +856% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $55.61 | $65.08 | $75.80 | +0.00% |
| August 2026 | $57.47 | $67.01 | $79.63 | +2.97% |
| September 2026 | $58.22 | $68.28 | $81.90 | +1.89% |
| October 2026 | $57.01 | $67.17 | $81.16 | -1.63% |
| November 2026 | $56.79 | $67.16 | $81.64 | -0.01% |
| December 2026 | $58.48 | $69.39 | $84.82 | +3.33% |
Click any year to see its month-by-month CBU forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, CBU could reach as high as $84.82, with a base case around $65.08 and support toward $55.61 — roughly 0% from $65.08. A consolidation phase looks the most probable path here.
Expect CBU to range from $72.75 to $113.08 through 2027. The $88.73 average target implies a +36% move from current prices. That is up +36% on the projected 2026 average. Momentum favours further upside here.
The CBU price prediction for 2028 points to an average of $98.79 (low $79.49, high $129.37) — a potential gain of +52% on today's $65.08. Buyers look set to stay in control over this stretch.
In 2029, CBU is projected to trade between $89.30 and $150.76, averaging $112.71 — a potential gain of +73% from today's $65.08. That is up +14% on the projected 2028 average. Momentum favours further upside here.
Community Financial System, Inc.'s 2030 outlook centres on $119.50, within a $93.41 to $162.75 range. That is up +6% on the projected 2029 average. That marks a +84% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, CBU could reach as high as $173.47, with a base case around $125.38 and support toward $96.81 — roughly +93% from $65.08. Momentum favours further upside here.
Expect CBU to range from $113.83 to $209.22 through 2032. The $149.09 average target implies a +129% move from current prices. That is up +19% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The CBU price prediction for 2033 points to an average of $166.78 (low $126.01, high $237.10) — a potential gain of +156% on today's $65.08. Momentum favours further upside here.
In 2034, CBU is projected to trade between $142.94 and $274.90, averaging $191.08 — a potential gain of +194% from today's $65.08. That is up +15% on the projected 2033 average. Buyers look set to stay in control over this stretch.
Community Financial System, Inc.'s 2035 outlook centres on $221.33, within a $164.02 to $321.98 range. That is up +16% on the projected 2034 average. That marks a +240% change versus current levels. Momentum favours further upside here.
By 2040, CBU could reach as high as $493.08, with a base case around $323.39 and support toward $229.75 — roughly +397% from $65.08. Buyers look set to stay in control over this stretch.
Expect CBU to range from $412.14 to $1,017.06 through 2050. The $622.22 average target implies a +856% move from current prices. That is up +92% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in CBU today (≈ 15.365704 CBU) could be worth
$9,560.8
+$8,560.8 (+856%) by 2050 · US Dollar
Based on the average projected CBU price of $622.22 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in CBUwould be worth at today's price.
$1,000 invested in CBU on Jul 30, 2025 (≈ 18.765246 CBU) would be worth
$1,221.24
+$221.24 (+22.1%) today · 1.22× · US Dollar
Based on a CBU entry price of $53.29 vs. today's $65.08.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $66.74 | $975.13 | -2.5% |
| 1 month ago | $67.12 | $969.61 | -3.0% |
| 3 months ago | $63.62 | $1,022.95 | +2.3% |
| 6 months ago | $62.5 | $1,041.28 | +4.1% |
| 1 year ago | $53.29 | $1,221.24 | +22.1% |
| All time (5.0y) ago | $71.37 | $911.87 | -8.8% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our CBU forecast.
Our base-case forecast reaches $130.00 around 2032.
Implied market cap at $130.00: $6.84B
The multi-year forecast shows a bullish trajectory across the horizon, with notable upside as the years advance. The 2026 forecast lists an average of $67.24 with a min of $55.61 and a max of $88.30 and an ROI of 0, indicating a flat near-term outlook.
From 2027 onward, the forecast turns increasingly bullish: 2027 average $92.39, max $117.79, min $75.74, ROI 37.4; 2028 average $103.48, max $135.54, min $83.25, ROI 53.9; 2029 average $118.27, max $158.24, min $93.69, ROI 75.9; 2030 average $125.58, max $171.06, min $98.15, ROI 86.8. By 2031 the average is $132.89 with a max of $183.90 and ROI 97.6, and by 2032 the average rises to $158.57 (max $222.57, min $121.06) with ROI 135.8.
Longer horizon forecasts continue the bullish trend: 2033 average $177.44, max $252.28, min $134.05, ROI 163.9; 2034 average $204.28, max $293.94, min $152.80, ROI 203.8; 2035 average $237.17, max $345.07, min $175.74, ROI 252.7. The 2040 forecast shows an average of $350.15 (max $533.93, min $248.74) with ROI 420.8, and 2050 projects an average of $675.37 (max $1,104.01, min $447.32) with ROI 904.4. The sentiment remains bullish across these years.
The forecast includes an annualized volatility of 30%, underscoring that longer-term results are subject to substantial variation. These figures are estimates, not guarantees, and should be considered within the context of broader market conditions.
Tap a question to reveal the answer.
2030 forecast: min $98.15, avg $125.58, max $171.06 with ROI 86.8; sentiment BULLISH.
The outlook is neutral in 2026 but turns bullish from 2027 onward, with rising average prices and ROIs, culminating in a 2050 avg of $675.37 and ROI 904.4; note that forecasts are estimates, not guarantees.
Max forecast for 2030 is $171.06, so $200 is not reached by 2030.
Current price is $67.24 and market cap is $3.53B.
RSI14 is 50; SMA50 is $65.14; SMA200 is $61.22; support is $61.24; resistance is $70.99; the 30-day range is $61.55 to $73.46.
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