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Chime Financial, Inc. is projected to rise to $24.48 by 2027, a +8% move from its current price of $22.60. CHYM is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $22.02 | $22.61 | $23.20 | +0.02% |
| Aug 2 | $21.79 | $22.61 | $23.46 | +0.05% |
| Aug 3 | $21.61 | $22.62 | $23.66 | +0.07% |
| Aug 4 | $21.47 | $22.62 | $23.84 | +0.09% |
| Aug 5 | $21.34 | $22.63 | $23.99 | +0.12% |
| Aug 6 | $21.23 | $22.63 | $24.13 | +0.14% |
| Aug 7 | $21.12 | $22.64 | $24.26 | +0.16% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $21.12 | $22.64 | $24.26 | +0.16% |
| Week 2 | $20.56 | $22.67 | $25.00 | +0.32% |
| Week 3 | $20.15 | $22.71 | $25.60 | +0.48% |
| Week 4 | $19.81 | $22.75 | $26.12 | +0.65% |
| Week 5 | $19.52 | $22.78 | $26.59 | +0.81% |
| Week 6 | $19.26 | $22.82 | $27.03 | +0.97% |
| Week 7 | $19.03 | $22.86 | $27.45 | +1.14% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Chime Financial, Inc. (CHYM) is a technology-focused financial services company that provides digital consumer banking and payment solutions. The company offers a broad suite of products spanning spending (checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer), Chime Plus, liquidity tools, credit building solutions (Chime Card and credit builder credit card, FICO score tracking), savings and perks offerings, and community-focused products (Pay Anyone and SpotMe Boosts).
It also provides Enterprise services through Chime Workplace, a suite of financial services and employee benefits tools to employees.
Chime Financial was incorporated in 2012 and is headquartered in San Francisco, California. It was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. The company is categorized in Technology, reflecting its focus on digital banking and payment solutions.
Chime Financial, Inc. is the issuer of CHYM, trading at $22.09 with a market capitalization around $8.42B and a rank of 1030. These metrics place the company among mid-sized technology-enabled financial services equities with a digital banking orientation.
The current price sits within the 30-day trading range of $18.20 to $26.81, with RSI(14) at 70 and trend lines showing a near-term mix of tests around key moving averages. The SMA50 sits at $18.78 and the SMA200 at $21.10, framing a recent price action that is hovering near resistance at $22.09.
Forecast data imply a path of gradual near-term levels with upside potential into the 2030s and substantial growth by 2040 and 2050. From 2026 through 2030, the average prices sit in the low-to-mid $20s, then rise meaningfully in 2031 and beyond, supporting a multi-year upside scenario that culminates in notably higher price targets by 2050.
A major floor 35.4% below — a decisive break under it would weaken the trend.
The nearest floor, 26.5% below — buyers have tended to step in here.
Price is pressing into resistance (0.0% away) — a breakout level to watch.
A major ceiling 17.7% above — clearing it would confirm fresh momentum.
Key CHYM support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of CHYM market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $21.99 | Buy | $22.19 | Buy |
| MA 10 | $21.91 | Buy | $21.91 | Buy |
| MA 20 | $21.61 | Buy | $21.37 | Buy |
| MA 50 | $19.43 | Buy | $20.44 | Buy |
| MA 100 | $19.91 | Buy | $20.54 | Buy |
| MA 200 | $21.17 | Buy | $22.17 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 62.57 | Neutral |
| Stoch RSI (14) | 74.28 | Neutral |
| CCI (20) | 118.23 | Buy |
| Williams %R (14) | 0.00 | Info |
| MACD (12,26,9) | -0.02 | Sell |
| ROC (12) | 5.31 | Buy |
| Bollinger %B (20,2) | 0.90 | Neutral |
| Stochastic %K (14) | 100.00 | Sell |
| TRIX (15) | 0.60 | Buy |
| Awesome (5,34) | 1.78 | Buy |
| Ultimate (7,14,28) | 58.62 | Neutral |
| Momentum (10) | 0.67 | Buy |
| Aroon Osc (25) | 100.00 | Buy |
| Hull MA (9) | 22.53 | Buy |
| ADX (14) | 20.74 | Buy |
| ATR (14) | 0.48 | Info |
Technical picture over the last 30 days shows bullish sentiment with RSI(14) at 70. The stock trades above the SMA50 of $18.78 and sits above the SMA200 of $21.10, signaling constructive trend context for a name of this magnitude. The current 30-day range spans $18.20 to $26.81, with the key support seen at $16.44 and resistance at $22.09.
The price currently crosses the $22.09 level, which is listed as resistance, and is trading in a zone defined by a relatively wide range. The overall volatility profile is elevated, with annualized volatility listed at 60%, underscoring the potential for meaningful swings in either direction in the near term.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $16.44 | $22.60 | $29.47 | 0% | Neutral | |
| $19.22 | $24.48 | $33.16 | +8% | Neutral | |
| $20.03 | $26.39 | $37.32 | +17% | Neutral | |
| $21.47 | $29.10 | $42.54 | +29% | Bullish | |
| $21.75 | $30.22 | $45.42 | +34% | Bullish | |
| $26.79 | $38.06 | $58.61 | +68% | Bullish | |
| $30.53 | $44.30 | $69.71 | +96% | Bullish | |
| $29.36 | $43.47 | $69.75 | +92% | Bullish | |
| $30.79 | $46.45 | $75.87 | +106% | Bullish | |
| $31.36 | $48.19 | $80.03 | +113% | Bullish | |
| $45.39 | $75.79 | $134.88 | +235% | Bullish | |
| $79.28 | $153.29 | $301.44 | +578% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $16.44 | $22.60 | $26.41 | +0.00% |
| August 2026 | $19.81 | $23.34 | $28.19 | +3.25% |
| September 2026 | $19.40 | $23.08 | $28.32 | -1.09% |
| October 2026 | $19.17 | $22.99 | $28.55 | -0.41% |
| November 2026 | $19.42 | $23.44 | $29.40 | +1.96% |
| December 2026 | $19.17 | $23.28 | $29.47 | -0.67% |
Click any year to see its month-by-month CHYM forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, CHYM could reach as high as $29.47, with a base case around $22.60 and support toward $16.44 — roughly 0% from $22.60. Price action looks broadly range-bound.
Expect CHYM to range from $19.22 to $33.16 through 2027. The $24.48 average target implies a +8% move from current prices. That is up +8% on the projected 2026 average. A consolidation phase looks the most probable path here.
The CHYM price prediction for 2028 points to an average of $26.39 (low $20.03, high $37.32) — a potential gain of +17% on today's $22.60. Price action looks broadly range-bound.
In 2029, CHYM is projected to trade between $21.47 and $42.54, averaging $29.10 — a potential gain of +29% from today's $22.60. That is up +10% on the projected 2028 average. Buyers look set to stay in control over this stretch.
Chime Financial, Inc.'s 2030 outlook centres on $30.22, within a $21.75 to $45.42 range. That is up +4% on the projected 2029 average. That marks a +34% change versus current levels. Momentum favours further upside here.
By 2031, CHYM could reach as high as $58.61, with a base case around $38.06 and support toward $26.79 — roughly +68% from $22.60. Buyers look set to stay in control over this stretch.
Expect CHYM to range from $30.53 to $69.71 through 2032. The $44.30 average target implies a +96% move from current prices. That is up +16% on the projected 2031 average. Momentum favours further upside here.
The CHYM price prediction for 2033 points to an average of $43.47 (low $29.36, high $69.75) — a potential gain of +92% on today's $22.60. Buyers look set to stay in control over this stretch.
In 2034, CHYM is projected to trade between $30.79 and $75.87, averaging $46.45 — a potential gain of +106% from today's $22.60. That is up +7% on the projected 2033 average. Momentum favours further upside here.
Chime Financial, Inc.'s 2035 outlook centres on $48.19, within a $31.36 to $80.03 range. That is up +4% on the projected 2034 average. That marks a +113% change versus current levels. Buyers look set to stay in control over this stretch.
By 2040, CHYM could reach as high as $134.88, with a base case around $75.79 and support toward $45.39 — roughly +235% from $22.60. Momentum favours further upside here.
Expect CHYM to range from $79.28 to $301.44 through 2050. The $153.29 average target implies a +578% move from current prices. That is up +102% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in CHYM today (≈ 44.247788 CHYM) could be worth
$6,782.95
+$5,782.95 (+578%) by 2050 · US Dollar
Based on the average projected CHYM price of $153.29 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in CHYMwould be worth at today's price.
$1,000 invested in CHYM on Jul 30, 2025 (≈ 29.568303 CHYM) would be worth
$668.24
-$331.76 (-33.2%) today · 0.67× · US Dollar
Based on a CHYM entry price of $33.82 vs. today's $22.6.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $20.76 | $1,088.63 | +8.9% |
| 1 month ago | $20.48 | $1,103.52 | +10.4% |
| 3 months ago | $22.24 | $1,016.19 | +1.6% |
| 6 months ago | $25.42 | $889.06 | -11.1% |
| 1 year ago | $33.82 | $668.24 | -33.2% |
| All time (1.1y) ago | $37.11 | $609 | -39.1% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our CHYM forecast.
Our base-case forecast reaches $45.00 around 2034.
Implied market cap at $45.00: $15.7B
The year-by-year forecast shows a clear ascent in value after 2030, with 2031 averaging $32.55 and a 47.3% ROI, followed by 2032 averaging $37.22 with an 68.5% ROI and 2033 averaging $36.15 with a 63.6% ROI. The uptrend continues through 2034 with an average of $37.92 and 71.7% ROI, and 2035 with an average of $38.14 and 72.7% ROI.
Beyond 2035, the forecast implies substantial upside: 2040 average $59.03 and 167.2% ROI; 2050 average $111.61 and 405.3% ROI, with bullish sentiment continuing. These projections present a high-growth arc into the 2040s and 2050s, though they are estimates and not guarantees, subject to market dynamics and company performance.
In sum, the multi-year view points to a transition from neutral near-term momentum to a bullish longer-term trajectory, with meaningful upside potential in the 2030s and beyond, tempered by the usual market and execution risks.
Tap a question to reveal the answer.
The 2030 forecast lists an avg of $25.88 with a min of $18.02 and a max of $40.29, and a 17.1% ROI. The sentiment is NEUTRAL.
Near-term forecasts (2026–2030) show NEUTRAL sentiment with a 0% ROI in 2026, while longer-term outlooks (from 2031 onward) indicate increasingly bullish potential, with ROIs of 47.3% in 2031, rising to 405.3% by 2050. These are estimates, not guarantees.
Yes. The forecast shows a 2032 max of $60.94 and a 2033 max of $60.48, with higher ceilings in later years (e.g., 2034 max $64.71 and 2035 max $66.28).
Current price: $22.09. Market cap: $8.42B.
30-day range: $18.20 to $26.81. Support: $16.44. Resistance: $22.09.
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