Citizens & Northern Corporation is projected to rise to $30.38 by 2027, a +20% move from its current price of $25.39. CZNC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/1/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 3 | $25.03 | $25.39 | $25.76 | +0.02% |
| Aug 4 | $24.89 | $25.40 | $25.92 | +0.04% |
| Aug 5 | $24.78 | $25.40 | $26.04 | +0.06% |
| Aug 6 | $24.69 | $25.41 | $26.15 | +0.08% |
| Aug 7 | $24.61 | $25.41 | $26.24 | +0.09% |
| Aug 8 | $24.54 | $25.42 | $26.33 | +0.11% |
| Aug 9 | $24.48 | $25.42 | $26.41 | +0.13% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $24.48 | $25.42 | $26.41 | +0.13% |
| Week 2 | $24.13 | $25.46 | $26.86 | +0.27% |
| Week 3 | $23.87 | $25.49 | $27.22 | +0.40% |
| Week 4 | $23.66 | $25.53 | $27.54 | +0.53% |
| Week 5 | $23.48 | $25.56 | $27.82 | +0.67% |
| Week 6 | $23.32 | $25.59 | $28.08 | +0.80% |
| Week 7 | $23.18 | $25.63 | $28.33 | +0.93% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers.
The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit.
It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.
Citizens & Northern Corporation (CZNC) trades at $24.60 per share and has a market capitalization of $441.38M, ranking 2989 by market cap.
The technical snapshot shows bullish sentiment with RSI14 at 70, and the SMA50 and SMA200 at $22.12 and $21.58 respectively. The stock has a defined near-term support at $21.49 and resistance at $24.60, with a 30-day range of $22.03 to $27.47 and annualized volatility of 30%.
Forecasts outline a bullish trajectory across years. The 2026 avg price is $24.60 (min $19.97, max $30.26). The 2027 avg is $29.23 (min $23.97, max $37.27), and the 2030 avg is $49.19 (min $38.44, max $67.00).
By 2040 the avg reaches $111.55 (min $79.24, max $170.09), and by 2050 the avg reaches $239.31 (min $158.50, max $391.18). ROI progresses from 0% in 2026 to 872.8% by 2050.
A major floor 20.3% below — a decisive break under it would weaken the trend.
The nearest floor, 15.1% below — buyers have tended to step in here.
Price is pressing into resistance (0.2% away) — a breakout level to watch.
A major ceiling 10.3% above — clearing it would confirm fresh momentum.
Key CZNC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of CZNC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $25.11 | Buy | $25.04 | Buy |
| MA 10 | $24.32 | Buy | $24.55 | Buy |
| MA 20 | $23.72 | Buy | $23.95 | Buy |
| MA 50 | $22.57 | Buy | $23.09 | Buy |
| MA 100 | $22.42 | Buy | $22.55 | Buy |
| MA 200 | $21.72 | Buy | $21.88 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 72.44 | Sell |
| Stoch RSI (14) | 96.24 | Sell |
| CCI (20) | 144.37 | Buy |
| Williams %R (14) | -1.60 | Info |
| MACD (12,26,9) | 0.17 | Buy |
| ROC (12) | 10.01 | Buy |
| Bollinger %B (20,2) | 0.97 | Neutral |
| Stochastic %K (14) | 98.40 | Sell |
| TRIX (15) | 0.34 | Buy |
| Awesome (5,34) | 1.89 | Buy |
| Ultimate (7,14,28) | 87.28 | Sell |
| Momentum (10) | 2.05 | Buy |
| Aroon Osc (25) | 96.00 | Buy |
| Hull MA (9) | 25.71 | Sell |
| ADX (14) | 25.60 | Buy |
| ATR (14) | 0.30 | Info |
The near-term picture is bullish, with sentiment labeled as BULLISH and an RSI of 70. The SMA50 is $22.12 and the SMA200 is $21.58, indicating an upward tilt in price momentum. There is a near-term support at $21.49 and a resistance at $24.60, framing the immediate price action.
The 30-day range spans from $22.03 to $27.47, highlighting the range within which the price has fluctuated recently. These technical markers suggest upside potential if the price can press above the $24.60 resistance while monitoring the $21.49 support as a potential floor.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $19.97 | $25.39 | $31.14 | 0% | Neutral | |
| $24.91 | $30.38 | $38.72 | +20% | Neutral | |
| $28.12 | $34.95 | $45.76 | +38% | Bullish | |
| $33.75 | $42.59 | $56.97 | +68% | Bullish | |
| $40.51 | $51.83 | $70.58 | +104% | Bullish | |
| $41.98 | $54.36 | $75.21 | +114% | Bullish | |
| $45.76 | $59.93 | $84.10 | +136% | Bullish | |
| $50.00 | $66.17 | $94.06 | +161% | Bullish | |
| $50.43 | $67.42 | $96.99 | +166% | Bullish | |
| $62.76 | $84.68 | $123.19 | +234% | Bullish | |
| $85.57 | $120.45 | $183.64 | +374% | Bullish | |
| $171.34 | $258.67 | $422.80 | +919% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $19.97 | $25.39 | $30.02 | +0.00% |
| September 2026 | $22.03 | $25.83 | $30.97 | +1.72% |
| October 2026 | $21.93 | $25.83 | $31.21 | +0.02% |
| November 2026 | $21.33 | $25.22 | $30.66 | -2.36% |
| December 2026 | $21.48 | $25.48 | $31.14 | +1.02% |
Click any year to see its month-by-month CZNC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, CZNC could reach as high as $31.14, with a base case around $25.39 and support toward $19.97 — roughly 0% from $25.39. A consolidation phase looks the most probable path here.
Expect CZNC to range from $24.91 to $38.72 through 2027. The $30.38 average target implies a +20% move from current prices. That is up +20% on the projected 2026 average. Price action looks broadly range-bound.
The CZNC price prediction for 2028 points to an average of $34.95 (low $28.12, high $45.76) — a potential gain of +38% on today's $25.39. Buyers look set to stay in control over this stretch.
In 2029, CZNC is projected to trade between $33.75 and $56.97, averaging $42.59 — a potential gain of +68% from today's $25.39. That is up +22% on the projected 2028 average. Momentum favours further upside here.
Citizens & Northern Corporation's 2030 outlook centres on $51.83, within a $40.51 to $70.58 range. That is up +22% on the projected 2029 average. That marks a +104% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, CZNC could reach as high as $75.21, with a base case around $54.36 and support toward $41.98 — roughly +114% from $25.39. Momentum favours further upside here.
Expect CZNC to range from $45.76 to $84.10 through 2032. The $59.93 average target implies a +136% move from current prices. That is up +10% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The CZNC price prediction for 2033 points to an average of $66.17 (low $50.00, high $94.06) — a potential gain of +161% on today's $25.39. Momentum favours further upside here.
In 2034, CZNC is projected to trade between $50.43 and $96.99, averaging $67.42 — a potential gain of +166% from today's $25.39. That is up +2% on the projected 2033 average. Buyers look set to stay in control over this stretch.
Citizens & Northern Corporation's 2035 outlook centres on $84.68, within a $62.76 to $123.19 range. That is up +26% on the projected 2034 average. That marks a +234% change versus current levels. Momentum favours further upside here.
By 2040, CZNC could reach as high as $183.64, with a base case around $120.45 and support toward $85.57 — roughly +374% from $25.39. Buyers look set to stay in control over this stretch.
Expect CZNC to range from $171.34 to $422.80 through 2050. The $258.67 average target implies a +919% move from current prices. That is up +115% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in CZNC today (≈ 39.385585 CZNC) could be worth
$10,187.68
+$9,187.68 (+919%) by 2050 · US Dollar
Based on the average projected CZNC price of $258.67 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in CZNCwould be worth at today's price.
$1,000 invested in CZNC on Jul 31, 2025 (≈ 52.576234 CZNC) would be worth
$1,334.91
+$334.91 (+33.5%) today · 1.33× · US Dollar
Based on a CZNC entry price of $19.02 vs. today's $25.39.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $24.35 | $1,042.71 | +4.3% |
| 1 month ago | $24.04 | $1,056.16 | +5.6% |
| 3 months ago | $22.48 | $1,129.45 | +12.9% |
| 6 months ago | $22.7 | $1,118.5 | +11.9% |
| 1 year ago | $19.02 | $1,334.91 | +33.5% |
| All time (5.0y) ago | $25 | $1,015.6 | +1.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our CZNC forecast.
Our base-case forecast reaches $51.00 around 2030.
Implied market cap at $51.00: $915.05M
The multi-year forecast paints a bullish path from 2026 onward. The 2026 average price is $24.60 with a min of $19.97 and a max of $30.26 (ROI 0). In 2027 the average rises to $29.23 (min $23.97, max $37.27) with ROI of 18.8. By 2028 the average is $33.42 (min $26.88, max $43.77) ROI 35.8, and in 2029 the average is $40.67 (min $32.22, max $54.41) ROI 65.3.
In 2030 the average climbs to $49.19 (min $38.44, max $67.00) ROI 99.9, and in 2031 to $51.46 (min $39.74, max $71.21) ROI 109.2. The trajectory continues with 2032 avg $56.74 (min $43.32, max $79.64) ROI 130.7 and 2033 avg $62.18 (min $46.98, max $88.40) ROI 152.8, and 2034 avg $63.10 (min $47.20, max $90.79) ROI 156.5. By 2035 the average is $79.55 (min $58.94, max $115.73) ROI 223.4, and by 2040 the average is $111.55 (min $79.24, max $170.09) ROI 353.4.
By 2050 the average is $239.31 (min $158.50, max $391.18) ROI 872.8, with sentiment remaining BULLISH throughout. These are estimates and not guarantees.
Tap a question to reveal the answer.
According to the forecast, the average price in 2030 is $49.19, with a min of $38.44 and a max of $67.00. These are estimates and not guarantees.
The forecast shows a bullish trajectory across multiple years, with the average price rising from $24.60 in 2026 to $49.19 in 2030 and up to $239.31 by 2050, yielding positive ROI figures (e.g., 99.9% in 2030 and 872.8% by 2050). These are estimates, not guarantees.
The forecast for 2033 shows an average price of $62.18, with a max of $88.40 and a min of $46.98, indicating a path where the average value exceeds $60 in 2033.
The current price is $24.60 and the market capitalization is $441.38M.
The 30-day range is $22.03 to $27.47.
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