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Ellington Credit Company is projected to rise to $5.03 by 2027, a +17% move from its current price of $4.32. EARN is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/3/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 4 | $4.27 | $4.32 | $4.37 | -0.04% |
| Aug 5 | $4.24 | $4.32 | $4.39 | -0.08% |
| Aug 6 | $4.23 | $4.31 | $4.41 | -0.13% |
| Aug 7 | $4.21 | $4.31 | $4.42 | -0.17% |
| Aug 8 | $4.20 | $4.31 | $4.43 | -0.21% |
| Aug 9 | $4.18 | $4.31 | $4.44 | -0.25% |
| Aug 10 | $4.17 | $4.31 | $4.45 | -0.30% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $4.17 | $4.31 | $4.45 | -0.30% |
| Week 2 | $4.11 | $4.29 | $4.49 | -0.59% |
| Week 3 | $4.05 | $4.28 | $4.52 | -0.88% |
| Week 4 | $4.01 | $4.27 | $4.55 | -1.18% |
| Week 5 | $3.96 | $4.26 | $4.57 | -1.47% |
| Week 6 | $3.93 | $4.24 | $4.59 | -1.76% |
| Week 7 | $3.89 | $4.23 | $4.60 | -2.05% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Ellington Credit Company is a closed-end management investment company that focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024.
Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.
The firm operates in the Financial Services category and uses its strategy to pursue income and total return opportunities through structured credit assets.
Ellington Credit Company (EARN) currently trades at $4.42 per share and has a market capitalization of $166.05M. It is ranked 3765 in market size.
The 30-day technical picture shows a neutral stance with RSI14 at 50. The 50-day and 200-day simple moving averages stand at $4.61 and $4.96 respectively.
Near-term price dynamics are framed by a 30-day range of $4.10 to $4.76, with defined support at $4.32 and resistance at $4.73.
A major floor 4.3% below — a decisive break under it would weaken the trend.
Price is testing support right now (0.0% away) — a key level to hold.
The nearest ceiling, 6.5% above — a clean break opens room to run.
A major ceiling 14.1% above — clearing it would confirm fresh momentum.
Key EARN support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of EARN market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $4.42 | Sell | $4.40 | Sell |
| MA 10 | $4.39 | Sell | $4.40 | Sell |
| MA 20 | $4.39 | Sell | $4.42 | Sell |
| MA 50 | $4.53 | Sell | $4.50 | Sell |
| MA 100 | $4.58 | Sell | $4.64 | Sell |
| MA 200 | $4.91 | Sell | $4.89 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 40.86 | Neutral |
| Stoch RSI (14) | 3.69 | Buy |
| CCI (20) | -145.86 | Sell |
| Williams %R (14) | -100.00 | Info |
| MACD (12,26,9) | 0.01 | Buy |
| ROC (12) | -2.04 | Sell |
| Bollinger %B (20,2) | 0.06 | Neutral |
| Stochastic %K (14) | 0.00 | Buy |
| TRIX (15) | -0.13 | Sell |
| Awesome (5,34) | -0.01 | Sell |
| Ultimate (7,14,28) | 45.21 | Neutral |
| Momentum (10) | -0.10 | Sell |
| Aroon Osc (25) | -96.00 | Sell |
| Hull MA (9) | 4.43 | Sell |
| ADX (14) | 12.44 | Neutral |
| ATR (14) | 0.05 | Info |
The near-term sentiment is NEUTRAL, with RSI14 at 50, suggesting balanced momentum.
Key indicators show SMA50 at $4.61 and SMA200 at $4.96, with support at $4.32 and resistance at $4.73.
The 30-day price range runs from $4.10 to $4.76, outlining the bounds where near-term price action has operated recently.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $4.32 | $4.32 | $5.14 | 0% | Neutral | |
| $4.13 | $5.03 | $6.41 | +17% | Neutral | |
| $4.86 | $6.04 | $7.91 | +40% | Bullish | |
| $5.26 | $6.64 | $8.88 | +54% | Bullish | |
| $5.63 | $7.21 | $9.81 | +67% | Bullish | |
| $5.90 | $7.64 | $10.56 | +77% | Bullish | |
| $6.19 | $8.10 | $11.37 | +88% | Bullish | |
| $6.26 | $8.29 | $11.78 | +92% | Bullish | |
| $6.84 | $9.15 | $13.16 | +112% | Bullish | |
| $8.27 | $11.16 | $16.23 | +158% | Bullish | |
| $10.45 | $14.71 | $22.43 | +241% | Bullish | |
| $19.97 | $30.15 | $49.28 | +598% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $4.32 | $4.32 | $5.10 | +0.00% |
| September 2026 | $3.55 | $4.16 | $4.98 | -3.81% |
| October 2026 | $3.53 | $4.16 | $5.02 | +0.03% |
| November 2026 | $3.59 | $4.24 | $5.16 | +2.11% |
| December 2026 | $3.55 | $4.21 | $5.14 | -0.82% |
Click any year to see its month-by-month EARN forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The EARN price prediction for 2026 points to an average of $4.32 (low $4.32, high $5.14) — a potential gain of 0% on today's $4.32. A consolidation phase looks the most probable path here.
In 2027, EARN is projected to trade between $4.13 and $6.41, averaging $5.03 — a potential gain of +17% from today's $4.32. That is up +17% on the projected 2026 average. Price action looks broadly range-bound.
Ellington Credit Company's 2028 outlook centres on $6.04, within a $4.86 to $7.91 range. That is up +20% on the projected 2027 average. That marks a +40% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, EARN could reach as high as $8.88, with a base case around $6.64 and support toward $5.26 — roughly +54% from $4.32. Momentum favours further upside here.
Expect EARN to range from $5.63 to $9.81 through 2030. The $7.21 average target implies a +67% move from current prices. That is up +9% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The EARN price prediction for 2031 points to an average of $7.64 (low $5.90, high $10.56) — a potential gain of +77% on today's $4.32. Momentum favours further upside here.
In 2032, EARN is projected to trade between $6.19 and $11.37, averaging $8.10 — a potential gain of +88% from today's $4.32. That is up +6% on the projected 2031 average. Buyers look set to stay in control over this stretch.
Ellington Credit Company's 2033 outlook centres on $8.29, within a $6.26 to $11.78 range. That is up +2% on the projected 2032 average. That marks a +92% change versus current levels. Momentum favours further upside here.
By 2034, EARN could reach as high as $13.16, with a base case around $9.15 and support toward $6.84 — roughly +112% from $4.32. Buyers look set to stay in control over this stretch.
Expect EARN to range from $8.27 to $16.23 through 2035. The $11.16 average target implies a +158% move from current prices. That is up +22% on the projected 2034 average. Momentum favours further upside here.
The EARN price prediction for 2040 points to an average of $14.71 (low $10.45, high $22.43) — a potential gain of +241% on today's $4.32. Buyers look set to stay in control over this stretch.
In 2050, EARN is projected to trade between $19.97 and $49.28, averaging $30.15 — a potential gain of +598% from today's $4.32. That is up +105% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in EARN today (≈ 231.481481 EARN) could be worth
$6,979.52
+$5,979.52 (+598%) by 2050 · US Dollar
Based on the average projected EARN price of $30.15 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in EARNwould be worth at today's price.
$1,000 invested in EARN on Jul 31, 2025 (≈ 170.940174 EARN) would be worth
$738.46
-$261.54 (-26.2%) today · 0.74× · US Dollar
Based on a EARN entry price of $5.85 vs. today's $4.32.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $4.4 | $981.82 | -1.8% |
| 1 month ago | $4.38 | $986.3 | -1.4% |
| 3 months ago | $4.78 | $903.77 | -9.6% |
| 6 months ago | $5.3 | $815.09 | -18.5% |
| 1 year ago | $5.85 | $738.46 | -26.2% |
| All time (5.0y) ago | $11.03 | $391.66 | -60.8% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our EARN forecast.
Our base-case forecast reaches $8.60 around 2034.
Implied market cap at $8.60: $323.09M
The multi-year forecast shows a shift from NEUTRAL in 2026 and 2027 to BULLISH from 2028 onward.
In 2026 the forecast lists min $4.32, avg $4.42, max $5.24 with ROI 0; in 2027 min $4.30, avg $5.24, max $6.69 with ROI 18.6, indicating an upside path begins to emerge.
The trajectory accelerates into 2030 with avg $7.48 and ROI 69.2%, 2040 with avg $14.90 and ROI 237.1%, and 2050 with avg $30.60 and ROI 592.4%, all labeled BULLISH. The sentiment remains bullish through 2050 according to the provided forecast.
These are estimates and not guarantees; actual results will depend on market conditions and other factors.
Tap a question to reveal the answer.
Avg price $7.48; ROI 69.2%; min $5.84; max $10.19.
Forecast shows bullish sentiment from 2028 onward with upside, including 2030 avg $7.48 and ROI 69.2%, and 2050 avg $30.60 with ROI 592.4%.
Yes; the forecast shows max values of $10.19 in 2030, $10.87 in 2031, and $11.43 in 2032.
Current price is $4.42; market cap is $166.05M.
Min $20.27, avg $30.60, max $50.03; ROI 592.4%; sentiment BULLISH.
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