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HBT Financial, Inc. is projected to rise to $44.32 by 2027, a +24% move from its current price of $35.84. HBT is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/1/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 2 | $35.30 | $35.86 | $36.42 | +0.05% |
| Aug 3 | $35.09 | $35.87 | $36.67 | +0.09% |
| Aug 4 | $34.94 | $35.89 | $36.87 | +0.14% |
| Aug 5 | $34.81 | $35.91 | $37.04 | +0.18% |
| Aug 6 | $34.70 | $35.92 | $37.19 | +0.23% |
| Aug 7 | $34.60 | $35.94 | $37.33 | +0.27% |
| Aug 8 | $34.51 | $35.95 | $37.46 | +0.32% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $34.51 | $35.95 | $37.46 | +0.32% |
| Week 2 | $34.03 | $36.07 | $38.23 | +0.64% |
| Week 3 | $33.70 | $36.19 | $38.85 | +0.96% |
| Week 4 | $33.44 | $36.30 | $39.41 | +1.29% |
| Week 5 | $33.22 | $36.42 | $39.92 | +1.61% |
| Week 6 | $33.04 | $36.53 | $40.40 | +1.94% |
| Week 7 | $32.88 | $36.65 | $40.86 | +2.26% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, serving consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company provides a broad range of deposit products (including noninterest-bearing and interest-bearing accounts, money market, savings, certificates of deposit, HSA and IRA accounts) and lending products across commercial real estate, construction, CRE, multi-family, agricultural and farmland loans, residential mortgages, and other borrowing needs.
It also offers digital banking services, banking and treasury management, financial planning, investment services, and trustee/custodial offerings.
HBT was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. The company traces its roots to 1920 and is headquartered in Bloomington, Illinois, positioning itself within the Financial Services sector as a bank holding company serving a regional constituency.
Through its diversified suite of financial products and services, HBT Financial focuses on both consumer and commercial banking needs, including trust and investment services, retirement plan support, and farm-related financial offerings. The description reflects a traditional regional financial institution with a broad footprint in its stated markets.
HBT Financial, Inc. (HBT) trades with a current price of $36.16 and a market capitalization of $1.31B, ranking it among smaller-cap financial services firms. The stock profile shows a bullish longer-term price trajectory in the forecast series, with a notable upside path across multiple years and rising average targets.
The near-term forecast for 2026 places the average price at $36.16, implying little movement from today, while subsequent years show steady upside: 2027 avg $44.01, 2028 avg $54.14, and 2029 avg $66.44. By 2030, the average target rises to $82.67, with progressively higher levels in later years, culminating in a 2050 avg of $519.63.
Overall, the outlook conveys a bullish long-term frame with substantial potential upside, contingent on market conditions aligning with the projected paths. The forecast provides a clear sense of direction, while recognizing that these are estimates and not guarantees.
A major floor 26.0% below — a decisive break under it would weaken the trend.
The nearest floor, 15.5% below — buyers have tended to step in here.
Price is pressing into resistance (1.9% away) — a breakout level to watch.
A major ceiling 12.8% above — clearing it would confirm fresh momentum.
Key HBT support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of HBT market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $35.79 | Buy | $35.50 | Buy |
| MA 10 | $34.29 | Buy | $34.68 | Buy |
| MA 20 | $33.27 | Buy | $33.62 | Buy |
| MA 50 | $31.26 | Buy | $31.77 | Buy |
| MA 100 | $29.36 | Buy | $30.14 | Buy |
| MA 200 | $27.67 | Buy | $28.41 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 71.55 | Sell |
| Stoch RSI (14) | 66.80 | Neutral |
| CCI (20) | 134.48 | Buy |
| Williams %R (14) | -14.13 | Info |
| MACD (12,26,9) | 0.28 | Buy |
| ROC (12) | 11.20 | Buy |
| Bollinger %B (20,2) | 0.91 | Neutral |
| Stochastic %K (14) | 85.87 | Sell |
| TRIX (15) | 0.45 | Buy |
| Awesome (5,34) | 3.39 | Buy |
| Ultimate (7,14,28) | 80.46 | Sell |
| Momentum (10) | 3.07 | Buy |
| Aroon Osc (25) | 92.00 | Buy |
| Hull MA (9) | 36.96 | Sell |
| ADX (14) | 33.11 | Buy |
| ATR (14) | 0.49 | Info |
The 30-day technical picture shows a bullish tilt. The RSI(14) stands at 70, indicating strong momentum that could signal continued upside in the near term. The near-term trend is supported by a 50-day simple moving average of $30.45 and a longer-term 200-day simple moving average of $27.38, suggesting positive momentum relative to longer-term trends.
Key levels to watch are a support at $29.85 and a resistance at $34.59. The 30-day trading range spans from a low of $32.45 to a high of $40.29, signaling room for movement within a defined band before testing those levels. Annualized volatility is about 30%, underscoring the price variability seen over the period.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $25.71 | $35.84 | $47.63 | 0% | Neutral | |
| $36.35 | $44.32 | $56.48 | +24% | Bullish | |
| $44.26 | $55.00 | $72.02 | +53% | Bullish | |
| $54.33 | $68.57 | $91.72 | +91% | Bullish | |
| $67.01 | $85.72 | $116.74 | +139% | Bullish | |
| $74.75 | $96.80 | $133.93 | +170% | Bullish | |
| $79.88 | $104.62 | $146.81 | +192% | Bullish | |
| $89.44 | $118.38 | $168.28 | +230% | Bullish | |
| $96.92 | $129.56 | $186.38 | +261% | Bullish | |
| $112.45 | $151.74 | $220.73 | +323% | Bullish | |
| $169.35 | $238.37 | $363.44 | +565% | Bullish | |
| $382.60 | $577.60 | $944.11 | +15.1x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $25.71 | $35.84 | $43.61 | +0.00% |
| September 2026 | $31.24 | $36.63 | $43.93 | +2.21% |
| October 2026 | $31.72 | $37.37 | $45.14 | +2.00% |
| November 2026 | $32.81 | $38.79 | $47.14 | +3.81% |
| December 2026 | $32.85 | $38.97 | $47.63 | +0.48% |
Click any year to see its month-by-month HBT forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect HBT to range from $25.71 to $47.63 through 2026. The $35.84 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The HBT price prediction for 2027 points to an average of $44.32 (low $36.35, high $56.48) — a potential gain of +24% on today's $35.84. Momentum favours further upside here.
In 2028, HBT is projected to trade between $44.26 and $72.02, averaging $55.00 — a potential gain of +53% from today's $35.84. That is up +24% on the projected 2027 average. Buyers look set to stay in control over this stretch.
HBT Financial, Inc.'s 2029 outlook centres on $68.57, within a $54.33 to $91.72 range. That is up +25% on the projected 2028 average. That marks a +91% change versus current levels. Momentum favours further upside here.
By 2030, HBT could reach as high as $116.74, with a base case around $85.72 and support toward $67.01 — roughly +139% from $35.84. Buyers look set to stay in control over this stretch.
Expect HBT to range from $74.75 to $133.93 through 2031. The $96.80 average target implies a +170% move from current prices. That is up +13% on the projected 2030 average. Momentum favours further upside here.
The HBT price prediction for 2032 points to an average of $104.62 (low $79.88, high $146.81) — a potential gain of +192% on today's $35.84. Buyers look set to stay in control over this stretch.
In 2033, HBT is projected to trade between $89.44 and $168.28, averaging $118.38 — a potential gain of +230% from today's $35.84. That is up +13% on the projected 2032 average. Momentum favours further upside here.
HBT Financial, Inc.'s 2034 outlook centres on $129.56, within a $96.92 to $186.38 range. That is up +9% on the projected 2033 average. That marks a +261% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, HBT could reach as high as $220.73, with a base case around $151.74 and support toward $112.45 — roughly +323% from $35.84. Momentum favours further upside here.
Expect HBT to range from $169.35 to $363.44 through 2040. The $238.37 average target implies a +565% move from current prices. That is up +57% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The HBT price prediction for 2050 points to an average of $577.60 (low $382.60, high $944.11) — a potential gain of +15.1x on today's $35.84. Momentum favours further upside here.
Investing $1,000 in HBT today (≈ 27.901786 HBT) could be worth
$16,116.09
+$15,116.09 (+1512%) by 2050 · US Dollar
Based on the average projected HBT price of $577.6 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in HBTwould be worth at today's price.
$1,000 invested in HBT on Jul 31, 2025 (≈ 40.209086 HBT) would be worth
$1,441.09
+$441.09 (+44.1%) today · 1.44× · US Dollar
Based on a HBT entry price of $24.87 vs. today's $35.84.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $33.29 | $1,076.6 | +7.7% |
| 1 month ago | $32.74 | $1,094.69 | +9.5% |
| 3 months ago | $28.05 | $1,277.72 | +27.8% |
| 6 months ago | $27.92 | $1,283.67 | +28.4% |
| 1 year ago | $24.87 | $1,441.09 | +44.1% |
| All time (5.0y) ago | $16 | $2,240 | +124.0% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our HBT forecast.
Our base-case forecast reaches $72.00 around 2030.
Implied market cap at $72.00: $2.62B
The multi-year forecast paints a sustained bull case with meaningful upside beyond the near term. The 2027 avg price is $44.01 (ROI 21.7%), rising to 2028 avg $54.14 (ROI 49.7%), and 2029 avg $66.44 (ROI 83.8%). By 2030, the avg target reaches $82.67 with an ROI of 128.6%, followed by continued gains in 2031 ($92.91 avg, ROI 156.9%), 2032 ($99.35 avg, ROI 174.7%), and beyond.
The trajectory accelerates dramatically into the 2040s and 2050s, with 2040 avg $219.04 (ROI 505.8%) and 2050 avg $519.63 (ROI 1337%). These figures imply substantial upside from today if the forecast path unfolds. While the scale of gains is notable, they are estimates and not guarantees, and carry inherent risks tied to market conditions, interest rates, and overall economic factors.
Tap a question to reveal the answer.
The 2030 average price is $82.67 with a 2030 min of $64.61 and a max of $112.59, and a projected ROI of 128.6%.
The forecast shows bullish sentiment across multiple years, with rising average prices from 2027 onward and positive ROI, including 21.7% in 2027, 128.6% by 2030, and 1337% by 2050.
Yes. The 2030 max is $112.59, and the 2031 max is $128.55, indicating potential to exceed $100 within the forecast window.
RSI(14) is 70, SMA(50) is $30.45, SMA(200) is $27.38, with a 30-day range of $32.45 to $40.29. Support is at $29.85 and resistance at $34.59.
Forecasts are estimates, not guarantees. The data show volatile upside with a 30% annualized volatility and varying year-by-year targets, which could be influenced by market, rate, and economic conditions.
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