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Live Oak Bancshares, Inc. is projected to rise to $56.66 by 2027, a +33% move from its current price of $42.46. LOB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $41.85 | $42.48 | $43.12 | +0.04% |
| Aug 2 | $41.61 | $42.50 | $43.40 | +0.08% |
| Aug 3 | $41.43 | $42.51 | $43.63 | +0.13% |
| Aug 4 | $41.28 | $42.53 | $43.82 | +0.17% |
| Aug 5 | $41.15 | $42.55 | $43.99 | +0.21% |
| Aug 6 | $41.04 | $42.57 | $44.15 | +0.25% |
| Aug 7 | $40.94 | $42.59 | $44.30 | +0.30% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $40.94 | $42.59 | $44.30 | +0.30% |
| Week 2 | $40.39 | $42.71 | $45.16 | +0.59% |
| Week 3 | $40.01 | $42.84 | $45.87 | +0.89% |
| Week 4 | $39.71 | $42.97 | $46.49 | +1.19% |
| Week 5 | $39.45 | $43.09 | $47.07 | +1.49% |
| Week 6 | $39.24 | $43.22 | $47.61 | +1.79% |
| Week 7 | $39.05 | $43.35 | $48.12 | +2.10% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.
The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans.
In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
Live Oak Bancshares, Inc. is the issuer trading under the symbol LOB. The current price is $42.08 with a market capitalization of $1.95B and a ranking position of 1964.
Forecasts show a rising price trajectory across the horizon, with the 2026 average price at $42.08 and progressively higher averages in later years (e.g., 2027 $56.47, 2028 $74.74, 2030 $94.71, 2050 $539.10). The forecast also presents a path of higher potential returns, culminating in a 2050 maximum of $881.26 and a 2050 average of $539.10, with a long-run bullish sentiment.
A major floor 24.4% below — a decisive break under it would weaken the trend.
The nearest floor, 10.5% below — buyers have tended to step in here.
Price is pressing into resistance (2.9% away) — a breakout level to watch.
A major ceiling 10.9% above — clearing it would confirm fresh momentum.
Key LOB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of LOB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $42.47 | Sell | $42.47 | Sell |
| MA 10 | $42.18 | Buy | $42.27 | Buy |
| MA 20 | $41.90 | Buy | $41.78 | Buy |
| MA 50 | $39.87 | Buy | $40.28 | Buy |
| MA 100 | $37.51 | Buy | $38.78 | Buy |
| MA 200 | $36.53 | Buy | $37.26 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 56.93 | Neutral |
| Stoch RSI (14) | 27.91 | Neutral |
| CCI (20) | 59.56 | Neutral |
| Williams %R (14) | -46.59 | Info |
| MACD (12,26,9) | -0.07 | Sell |
| ROC (12) | 2.21 | Buy |
| Bollinger %B (20,2) | 0.68 | Neutral |
| Stochastic %K (14) | 53.41 | Neutral |
| TRIX (15) | 0.29 | Buy |
| Awesome (5,34) | 1.48 | Buy |
| Ultimate (7,14,28) | 58.61 | Neutral |
| Momentum (10) | -1.23 | Sell |
| Aroon Osc (25) | 60.00 | Buy |
| Hull MA (9) | 42.85 | Sell |
| ADX (14) | 18.62 | Neutral |
| ATR (14) | 0.59 | Info |
The 30-day technical picture is bullish with RSI(14) at 60 and moving averages showing price support near the mid-$30s to low-$40s.
The 50-day simple moving average is $39.23 and the 200-day simple moving average is $36.36, indicating a positive trend. Immediate support is at $37.99 and resistance at $43.69, framing a near-term range roughly from the high $30s to the low $40s. The 30-day price range runs from $37.72 to $46.95, signaling ongoing upside potential within this window.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $31.78 | $42.46 | $57.72 | 0% | Neutral | |
| $46.45 | $56.66 | $72.21 | +33% | Bullish | |
| $59.88 | $74.42 | $97.45 | +75% | Bullish | |
| $67.45 | $85.14 | $113.88 | +101% | Bullish | |
| $73.97 | $94.63 | $128.88 | +123% | Bullish | |
| $78.86 | $102.12 | $141.30 | +141% | Bullish | |
| $84.65 | $110.87 | $155.59 | +161% | Bullish | |
| $101.77 | $134.70 | $191.50 | +217% | Bullish | |
| $120.04 | $160.47 | $230.86 | +278% | Bullish | |
| $130.92 | $176.67 | $257.01 | +316% | Bullish | |
| $198.56 | $279.49 | $426.14 | +558% | Bullish | |
| $351.44 | $530.58 | $867.26 | +11.5x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $31.78 | $42.46 | $49.48 | +0.00% |
| August 2026 | $37.76 | $44.02 | $52.31 | +3.68% |
| September 2026 | $37.63 | $44.13 | $52.93 | +0.24% |
| October 2026 | $37.81 | $44.54 | $53.82 | +0.92% |
| November 2026 | $39.19 | $46.34 | $56.34 | +4.05% |
| December 2026 | $39.80 | $47.22 | $57.72 | +1.90% |
Click any year to see its month-by-month LOB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect LOB to range from $31.78 to $57.72 through 2026. The $42.46 average target implies a 0% move from current prices. Price action looks broadly range-bound.
The LOB price prediction for 2027 points to an average of $56.66 (low $46.45, high $72.21) — a potential gain of +33% on today's $42.46. Buyers look set to stay in control over this stretch.
In 2028, LOB is projected to trade between $59.88 and $97.45, averaging $74.42 — a potential gain of +75% from today's $42.46. That is up +31% on the projected 2027 average. Momentum favours further upside here.
Live Oak Bancshares, Inc.'s 2029 outlook centres on $85.14, within a $67.45 to $113.88 range. That is up +14% on the projected 2028 average. That marks a +101% change versus current levels. Buyers look set to stay in control over this stretch.
By 2030, LOB could reach as high as $128.88, with a base case around $94.63 and support toward $73.97 — roughly +123% from $42.46. Momentum favours further upside here.
Expect LOB to range from $78.86 to $141.30 through 2031. The $102.12 average target implies a +141% move from current prices. That is up +8% on the projected 2030 average. Buyers look set to stay in control over this stretch.
The LOB price prediction for 2032 points to an average of $110.87 (low $84.65, high $155.59) — a potential gain of +161% on today's $42.46. Momentum favours further upside here.
In 2033, LOB is projected to trade between $101.77 and $191.50, averaging $134.70 — a potential gain of +217% from today's $42.46. That is up +21% on the projected 2032 average. Buyers look set to stay in control over this stretch.
Live Oak Bancshares, Inc.'s 2034 outlook centres on $160.47, within a $120.04 to $230.86 range. That is up +19% on the projected 2033 average. That marks a +278% change versus current levels. Momentum favours further upside here.
By 2035, LOB could reach as high as $257.01, with a base case around $176.67 and support toward $130.92 — roughly +316% from $42.46. Buyers look set to stay in control over this stretch.
Expect LOB to range from $198.56 to $426.14 through 2040. The $279.49 average target implies a +558% move from current prices. That is up +58% on the projected 2035 average. Momentum favours further upside here.
The LOB price prediction for 2050 points to an average of $530.58 (low $351.44, high $867.26) — a potential gain of +11.5x on today's $42.46. Buyers look set to stay in control over this stretch.
Investing $1,000 in LOB today (≈ 23.551578 LOB) could be worth
$12,495.91
+$11,495.91 (+1150%) by 2050 · US Dollar
Based on the average projected LOB price of $530.58 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in LOBwould be worth at today's price.
$1,000 invested in LOB on Jul 30, 2025 (≈ 31.084863 LOB) would be worth
$1,319.86
+$319.86 (+32.0%) today · 1.32× · US Dollar
Based on a LOB entry price of $32.17 vs. today's $42.46.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $42.65 | $995.55 | -0.4% |
| 1 month ago | $40.84 | $1,039.67 | +4.0% |
| 3 months ago | $37.17 | $1,142.32 | +14.2% |
| 6 months ago | $39.96 | $1,062.56 | +6.3% |
| 1 year ago | $32.17 | $1,319.86 | +32.0% |
| All time (5.0y) ago | $58.51 | $725.69 | -27.4% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our LOB forecast.
Our base-case forecast reaches $85.00 around 2029.
Implied market cap at $85.00: $3.93B
The multi-year forecast highlights a bullish trajectory with rising averages and substantial upside potential. In 2030, the forecast shows an average price of $94.71 with a projected ROI of 125.1 and a bullish sentiment. By 2040 the average is $284.89 with a ROI of 577 and continued bullish bias, and by 2050 the average reaches $539.10 with a ROI of 1181.1, remaining bullish.
Across the intermediate years, 2027 shows an average of $56.47 (ROI 34.2) and 2028 shows $74.74 (ROI 77.6), with ongoing bullish sentiment through 2035 and beyond. The sequence implies a steadily expanding price path and compounding upside over time, but these are estimates and come with uncertainty and risks inherent to forecasting. Large, unforeseen market or economic factors could influence actual outcomes and volatility remains a consideration (the forecast implies higher volatility in some periods).
Tap a question to reveal the answer.
The 2030 forecast shows avg price $94.71 with min $74.02 and max $129.02 and ROI 125.1; sentiment BULLISH.
Forecasts indicate bullish sentiment from 2027 onward with rising averages and positive ROI (e.g., 2027 avg $56.47, ROI 34.2; 2028 avg $74.74, ROI 77.6; 2029 avg $85.10, ROI 102.2; 2030 avg $94.71, ROI 125.1). In 2026 the avg is $42.08 with ROI 0 and sentiment NEUTRAL.
Yes—2026 max $57.28 is just below $60, but 2027 max $72.00 and 2028 max $97.89 show the potential to exceed $60 in subsequent years.
Current price $42.08; market cap $1.95B.
2050 min $357.06, avg $539.10, max $881.26 with ROI 1181.1; sentiment BULLISH.
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