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NBT Bancorp Inc. is projected to rise to $66.47 by 2027, a +26% move from its current price of $52.93. NBTB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $52.28 | $52.93 | $53.59 | 0.00% |
| Aug 2 | $52.02 | $52.93 | $53.86 | 0.00% |
| Aug 3 | $51.82 | $52.93 | $54.08 | +0.01% |
| Aug 4 | $51.65 | $52.93 | $54.25 | +0.01% |
| Aug 5 | $51.50 | $52.94 | $54.41 | +0.01% |
| Aug 6 | $51.36 | $52.94 | $54.56 | +0.01% |
| Aug 7 | $51.24 | $52.94 | $54.69 | +0.01% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $51.24 | $52.94 | $54.69 | +0.01% |
| Week 2 | $50.56 | $52.94 | $55.44 | +0.03% |
| Week 3 | $50.04 | $52.95 | $56.03 | +0.04% |
| Week 4 | $49.62 | $52.96 | $56.53 | +0.05% |
| Week 5 | $49.24 | $52.97 | $56.97 | +0.07% |
| Week 6 | $48.91 | $52.97 | $57.38 | +0.08% |
| Week 7 | $48.60 | $52.98 | $57.75 | +0.10% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
NBT Bancorp Inc. is a financial holding company that provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services.
Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut.
NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
NBT Bancorp Inc. (NBTB) is a financial services company. The current price is $54.26, and it has a market capitalization of $2.82B with a rank of 1790. The company belongs to the Financial Services category.
A major floor 20.9% below — a decisive break under it would weaken the trend.
The nearest floor, 12.4% below — buyers have tended to step in here.
Price is pressing into resistance (2.5% away) — a breakout level to watch.
A major ceiling 11.6% above — clearing it would confirm fresh momentum.
Key NBTB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of NBTB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $53.15 | Sell | $53.09 | Sell |
| MA 10 | $52.56 | Buy | $52.58 | Buy |
| MA 20 | $51.53 | Buy | $51.61 | Buy |
| MA 50 | $48.87 | Buy | $49.43 | Buy |
| MA 100 | $46.23 | Buy | $47.42 | Buy |
| MA 200 | $44.47 | Buy | $45.65 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 61.90 | Neutral |
| Stoch RSI (14) | 12.67 | Buy |
| CCI (20) | 76.47 | Neutral |
| Williams %R (14) | -36.44 | Info |
| MACD (12,26,9) | 0.05 | Buy |
| ROC (12) | 4.52 | Buy |
| Bollinger %B (20,2) | 0.75 | Neutral |
| Stochastic %K (14) | 63.56 | Neutral |
| TRIX (15) | 0.37 | Buy |
| Awesome (5,34) | 2.97 | Buy |
| Ultimate (7,14,28) | 61.81 | Neutral |
| Momentum (10) | -0.25 | Sell |
| Aroon Osc (25) | 96.00 | Buy |
| Hull MA (9) | 53.94 | Sell |
| ADX (14) | 30.76 | Buy |
| ATR (14) | 0.62 | Info |
The 30-day technical picture shows bullish sentiment overall, with RSI14 at 70 indicating strength. The 50-day simple moving average is $48.71 and the 200-day simple moving average is $44.40, highlighting an upward drift. Key levels are a support at $46.35 and a resistance at $54.26, with a 30-day price range from $50.27 to $58.56.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $40.62 | $52.93 | $66.22 | 0% | Neutral | |
| $54.50 | $66.47 | $84.72 | +26% | Bullish | |
| $57.05 | $70.91 | $92.85 | +34% | Bullish | |
| $61.17 | $77.21 | $103.28 | +46% | Bullish | |
| $74.09 | $94.79 | $129.09 | +79% | Bullish | |
| $86.64 | $112.20 | $155.23 | +112% | Bullish | |
| $101.53 | $132.98 | $186.61 | +151% | Bullish | |
| $111.38 | $147.42 | $209.57 | +179% | Bullish | |
| $114.34 | $152.84 | $219.89 | +189% | Bullish | |
| $126.29 | $170.42 | $247.91 | +222% | Bullish | |
| $200.36 | $282.03 | $430.01 | +433% | Bullish | |
| $368.20 | $555.88 | $908.63 | +950% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $40.62 | $52.93 | $61.60 | +0.00% |
| August 2026 | $44.70 | $52.12 | $61.94 | -1.52% |
| September 2026 | $45.22 | $53.02 | $63.60 | +1.72% |
| October 2026 | $45.75 | $53.90 | $65.13 | +1.64% |
| November 2026 | $45.21 | $53.46 | $64.99 | -0.80% |
| December 2026 | $45.66 | $54.17 | $66.22 | +1.33% |
Click any year to see its month-by-month NBTB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
NBT Bancorp Inc.'s 2026 outlook centres on $52.93, within a $40.62 to $66.22 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, NBTB could reach as high as $84.72, with a base case around $66.47 and support toward $54.50 — roughly +26% from $52.93. Momentum favours further upside here.
Expect NBTB to range from $57.05 to $92.85 through 2028. The $70.91 average target implies a +34% move from current prices. That is up +7% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The NBTB price prediction for 2029 points to an average of $77.21 (low $61.17, high $103.28) — a potential gain of +46% on today's $52.93. Momentum favours further upside here.
In 2030, NBTB is projected to trade between $74.09 and $129.09, averaging $94.79 — a potential gain of +79% from today's $52.93. That is up +23% on the projected 2029 average. Buyers look set to stay in control over this stretch.
NBT Bancorp Inc.'s 2031 outlook centres on $112.20, within a $86.64 to $155.23 range. That is up +18% on the projected 2030 average. That marks a +112% change versus current levels. Momentum favours further upside here.
By 2032, NBTB could reach as high as $186.61, with a base case around $132.98 and support toward $101.53 — roughly +151% from $52.93. Buyers look set to stay in control over this stretch.
Expect NBTB to range from $111.38 to $209.57 through 2033. The $147.42 average target implies a +179% move from current prices. That is up +11% on the projected 2032 average. Momentum favours further upside here.
The NBTB price prediction for 2034 points to an average of $152.84 (low $114.34, high $219.89) — a potential gain of +189% on today's $52.93. Buyers look set to stay in control over this stretch.
In 2035, NBTB is projected to trade between $126.29 and $247.91, averaging $170.42 — a potential gain of +222% from today's $52.93. That is up +11% on the projected 2034 average. Momentum favours further upside here.
NBT Bancorp Inc.'s 2040 outlook centres on $282.03, within a $200.36 to $430.01 range. That is up +65% on the projected 2035 average. That marks a +433% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, NBTB could reach as high as $908.63, with a base case around $555.88 and support toward $368.20 — roughly +950% from $52.93. Momentum favours further upside here.
Investing $1,000 in NBTB today (≈ 18.892877 NBTB) could be worth
$10,502.18
+$9,502.18 (+950%) by 2050 · US Dollar
Based on the average projected NBTB price of $555.88 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in NBTBwould be worth at today's price.
$1,000 invested in NBTB on Jul 30, 2025 (≈ 23.707918 NBTB) would be worth
$1,254.86
+$254.86 (+25.5%) today · 1.25× · US Dollar
Based on a NBTB entry price of $42.18 vs. today's $52.93.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $51.32 | $1,031.37 | +3.1% |
| 1 month ago | $49.37 | $1,072.11 | +7.2% |
| 3 months ago | $44.21 | $1,197.24 | +19.7% |
| 6 months ago | $44.43 | $1,191.31 | +19.1% |
| 1 year ago | $42.18 | $1,254.86 | +25.5% |
| All time (5.0y) ago | $35.09 | $1,508.41 | +50.8% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our NBTB forecast.
Our base-case forecast reaches $110.00 around 2031.
Implied market cap at $110.00: $5.72B
The multi-year forecast reveals a path of substantial upside, with 2026 expected to be neutral (min $40.62, avg $54.26, max $68.11; ROI 0; sentiment NEUTRAL). From 2027 onward, the outlook turns bullish, with the 2027 avg $68.66 and rising through 2029 to the 2030 avg $99.42 (max $135.41; ROI 83.2%). The forecast continues to climb in later years, with 2040 avg $301.62 (max $459.89; ROI 455.9%) and 2050 avg $602.23 (max $984.41; ROI 1009.9%).
These are estimates and not guarantees, but the trajectory shows strong long‑term upside across decades.
Tap a question to reveal the answer.
2030 avg $99.42, min $77.71, max $135.41, ROI 83.2%, sentiment BULLISH.
The 2026 forecast is neutral (avg $54.26, ROI 0). From 2027 onward the forecasts are BULLISH, with rising averages through 2030–2050.
Yes. The 2030 forecast shows avg $99.42 and max $135.41, indicating potential to approach or exceed $100.
2040 avg $301.62, min $214.28, max $459.89, ROI 455.9%, sentiment BULLISH.
2050 avg $602.23, min $398.90, max $984.41, ROI 1009.9%, sentiment BULLISH.
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