Neptune Insurance Holdings Inc. is projected to rise to $38.14 by 2027, a +20% move from its current price of $31.66. NP is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $30.50 | $31.67 | $32.87 | +0.02% |
| Aug 2 | $30.04 | $31.67 | $33.39 | +0.03% |
| Aug 3 | $29.69 | $31.68 | $33.80 | +0.05% |
| Aug 4 | $29.40 | $31.68 | $34.15 | +0.07% |
| Aug 5 | $29.14 | $31.69 | $34.46 | +0.09% |
| Aug 6 | $28.91 | $31.69 | $34.74 | +0.10% |
| Aug 7 | $28.71 | $31.70 | $35.00 | +0.12% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $28.71 | $31.70 | $35.00 | +0.12% |
| Week 2 | $27.59 | $31.74 | $36.51 | +0.24% |
| Week 3 | $26.76 | $31.78 | $37.73 | +0.37% |
| Week 4 | $26.09 | $31.81 | $38.79 | +0.49% |
| Week 5 | $25.52 | $31.85 | $39.76 | +0.61% |
| Week 6 | $25.02 | $31.89 | $40.65 | +0.73% |
| Week 7 | $24.57 | $31.93 | $41.50 | +0.85% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Neptune Insurance Holdings Inc. operates as an insurance agency in the United States, selling residential and commercial flood insurance policies on behalf of insurance carrier partners. Through its subsidiary Neptune Flood Incorporated, the company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Neptune Insurance Holdings Inc. is a member of the Financial Services sector and, as a public stock, trades under the ticker NP. The company was founded in 2016 and is based in Saint Petersburg, Florida.
Neptune Insurance Holdings Inc. (NP) is the stock with a current price of $31.66 and a market cap of $4.34B, ranked 1383. The forecast shows upside potential across multiple years, with the average price rising from $31.66 in 2026 to $577.73 in 2050 and a max of $1,328.79 in 2050.
Expected returns (ROI) climb from 0% in 2026 to 1724.8% by 2050, with sentiment remaining bullish in the long term.
A major floor 30.7% below — a decisive break under it would weaken the trend.
The nearest floor, 13.3% below — buyers have tended to step in here.
The nearest ceiling, 10.9% above — a clean break opens room to run.
A major ceiling 23.4% above — clearing it would confirm fresh momentum.
Key NP support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of NP market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $31.94 | Sell | $32.12 | Sell |
| MA 10 | $31.25 | Buy | $31.70 | Sell |
| MA 20 | $31.73 | Sell | $31.26 | Buy |
| MA 50 | $29.37 | Buy | $29.81 | Buy |
| MA 100 | $27.23 | Buy | $28.19 | Buy |
| MA 200 | $26.11 | Buy | $26.84 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 52.65 | Neutral |
| Stoch RSI (14) | 25.93 | Neutral |
| CCI (20) | -4.83 | Neutral |
| Williams %R (14) | -65.97 | Info |
| MACD (12,26,9) | 0.02 | Buy |
| ROC (12) | -0.41 | Sell |
| Bollinger %B (20,2) | 0.49 | Neutral |
| Stochastic %K (14) | 34.03 | Neutral |
| TRIX (15) | 0.32 | Buy |
| Awesome (5,34) | 1.25 | Buy |
| Ultimate (7,14,28) | 54.45 | Neutral |
| Momentum (10) | 0.45 | Buy |
| Aroon Osc (25) | 92.00 | Buy |
| Hull MA (9) | 33.34 | Sell |
| ADX (14) | 13.73 | Neutral |
| ATR (14) | 1.08 | Info |
The near-term technical picture is bullish. RSI14 is 50, and the price currently trades above both the SMA50 of $29.37 and the SMA200 of $26.11. Key near-term thresholds are support at $27.44 and resistance at $35.11.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $17.14 | $31.66 | $43.45 | 0% | Neutral | |
| $27.74 | $38.14 | $56.68 | +20% | Bullish | |
| $34.60 | $50.61 | $80.25 | +60% | Bullish | |
| $45.30 | $69.84 | $116.35 | +121% | Bullish | |
| $48.90 | $79.07 | $137.20 | +150% | Bullish | |
| $51.53 | $87.13 | $156.56 | +175% | Bullish | |
| $53.59 | $94.57 | $175.25 | +199% | Bullish | |
| $54.93 | $100.98 | $192.40 | +219% | Bullish | |
| $62.28 | $119.16 | $232.82 | +276% | Bullish | |
| $69.39 | $138.04 | $276.02 | +336% | Bullish | |
| $101.19 | $224.88 | $494.47 | +610% | Bullish | |
| $259.98 | $577.73 | $1,328.79 | +17.2x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $17.14 | $31.66 | $37.13 | +0.00% |
| August 2026 | $26.40 | $31.63 | $39.24 | -0.10% |
| September 2026 | $26.40 | $32.17 | $40.93 | +1.70% |
| October 2026 | $27.49 | $33.96 | $44.07 | +5.57% |
| November 2026 | $27.20 | $33.97 | $44.79 | +0.04% |
| December 2026 | $25.74 | $32.49 | $43.45 | -4.36% |
Click any year to see its month-by-month NP forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The NP price prediction for 2026 points to an average of $31.66 (low $17.14, high $43.45) — a potential gain of 0% on today's $31.66. A consolidation phase looks the most probable path here.
In 2027, NP is projected to trade between $27.74 and $56.68, averaging $38.14 — a potential gain of +20% from today's $31.66. That is up +20% on the projected 2026 average. Momentum favours further upside here.
Neptune Insurance Holdings Inc.'s 2028 outlook centres on $50.61, within a $34.60 to $80.25 range. That is up +33% on the projected 2027 average. That marks a +60% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, NP could reach as high as $116.35, with a base case around $69.84 and support toward $45.30 — roughly +121% from $31.66. Momentum favours further upside here.
Expect NP to range from $48.90 to $137.20 through 2030. The $79.07 average target implies a +150% move from current prices. That is up +13% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The NP price prediction for 2031 points to an average of $87.13 (low $51.53, high $156.56) — a potential gain of +175% on today's $31.66. Momentum favours further upside here.
In 2032, NP is projected to trade between $53.59 and $175.25, averaging $94.57 — a potential gain of +199% from today's $31.66. That is up +9% on the projected 2031 average. Buyers look set to stay in control over this stretch.
Neptune Insurance Holdings Inc.'s 2033 outlook centres on $100.98, within a $54.93 to $192.40 range. That is up +7% on the projected 2032 average. That marks a +219% change versus current levels. Momentum favours further upside here.
By 2034, NP could reach as high as $232.82, with a base case around $119.16 and support toward $62.28 — roughly +276% from $31.66. Buyers look set to stay in control over this stretch.
Expect NP to range from $69.39 to $276.02 through 2035. The $138.04 average target implies a +336% move from current prices. That is up +16% on the projected 2034 average. Momentum favours further upside here.
The NP price prediction for 2040 points to an average of $224.88 (low $101.19, high $494.47) — a potential gain of +610% on today's $31.66. Buyers look set to stay in control over this stretch.
In 2050, NP is projected to trade between $259.98 and $1,328.79, averaging $577.73 — a potential gain of +17.2x from today's $31.66. That is up +157% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in NP today (≈ 31.585597 NP) could be worth
$18,248.06
+$17,248.06 (+1725%) by 2050 · US Dollar
Based on the average projected NP price of $577.73 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in NPwould be worth at today's price.
$1,000 invested in NP on Oct 1, 2025 (≈ 40.322582 NP) would be worth
$1,276.61
+$276.61 (+27.7%) today · 1.28× · US Dollar
Based on a NP entry price of $24.8 vs. today's $31.66.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $29.88 | $1,059.57 | +6.0% |
| 1 month ago | $31.5 | $1,005.08 | +0.5% |
| 3 months ago | $24.81 | $1,276.1 | +27.6% |
| 6 months ago | $25.5 | $1,241.57 | +24.2% |
| All time ago | $24.8 | $1,276.61 | +27.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our NP forecast.
Our base-case forecast reaches $63.00 around 2029.
Implied market cap at $63.00: $5.91B
The multi-year forecast shows a clear upward trajectory. In 2026 the avg price is $31.66 (min $17.14, max $43.45) with 0% ROI and neutral sentiment. From 2027 onward, the forecast turns bullish, with 2027 avg $38.14 and 2028 avg $50.61, rising to 2030 avg $79.07 and 2035 avg $138.04.
The model projects 2040 avg $224.88 and 2050 avg $577.73, with max values reaching $494.47 in 2040 and $1,328.79 in 2050 and ROI expanding to 610.3% in 2040 and 1724.8% in 2050. These figures are estimates and not guarantees, and actual results may vary.
Tap a question to reveal the answer.
2030: avg $79.07, min $48.90, max $137.20, ROI 149.8, sentiment bullish.
Yes, the forecast shows bullish sentiment from 2027 onward with rising average prices and positive ROI, reaching 1724.8% by 2050; 2026 starts at 0% ROI with neutral sentiment.
2033: avg $100.98 and max $192.40, indicating the price crosses $100 in 2033.
Current price is $31.66 and market cap is $4.34B.
2040: avg $224.88, min $101.19, max $494.47, ROI 610.3, sentiment bullish. 2050: avg $577.73, min $259.98, max $1,328.79, ROI 1724.8, sentiment bullish.
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