Loading…
OceanFirst Financial Corp. is projected to rise to $25.26 by 2027, a +29% move from its current price of $19.64. OCFC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $19.42 | $19.65 | $19.89 | +0.06% |
| Aug 2 | $19.33 | $19.67 | $20.01 | +0.13% |
| Aug 3 | $19.27 | $19.68 | $20.10 | +0.19% |
| Aug 4 | $19.22 | $19.69 | $20.18 | +0.26% |
| Aug 5 | $19.18 | $19.70 | $20.25 | +0.32% |
| Aug 6 | $19.14 | $19.72 | $20.31 | +0.39% |
| Aug 7 | $19.10 | $19.73 | $20.37 | +0.45% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $19.10 | $19.73 | $20.37 | +0.45% |
| Week 2 | $18.94 | $19.82 | $20.74 | +0.91% |
| Week 3 | $18.83 | $19.91 | $21.05 | +1.36% |
| Week 4 | $18.75 | $20.00 | $21.33 | +1.82% |
| Week 5 | $18.70 | $20.09 | $21.59 | +2.28% |
| Week 6 | $18.65 | $20.18 | $21.83 | +2.75% |
| Week 7 | $18.62 | $20.27 | $22.07 | +3.21% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
OceanFirst Financial Corp. is the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company offers deposit products such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits.
It also provides commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income.
The company was founded in 1902 and is headquartered in Toms River, New Jersey.
OceanFirst Financial Corp. (OCFC) is currently priced at $19.53 per share, with a market capitalization of $1.7B and a rank of 2184. The stock sits within a landscape where near-term technical data and a multi-year forecast are provided for context.
The current price anchors a path projected through a sequence of higher average values in the years ahead, culminating in substantial upside in the long term. The forecasted averages and max values illustrate a journey from a 2026 average of $19.53 to progressively higher levels through 2050, with strong upside potential indicated by rising max figures across years.
A major floor 13.0% below — a decisive break under it would weaken the trend.
The nearest floor, 8.2% below — buyers have tended to step in here.
The nearest ceiling, 3.1% above — a clean break opens room to run.
A major ceiling 9.6% above — clearing it would confirm fresh momentum.
Key OCFC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OCFC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $19.71 | Sell | $19.71 | Sell |
| MA 10 | $19.73 | Sell | $19.67 | Sell |
| MA 20 | $19.47 | Buy | $19.49 | Buy |
| MA 50 | $18.91 | Buy | $19.12 | Buy |
| MA 100 | $18.67 | Buy | $18.88 | Buy |
| MA 200 | $18.71 | Buy | $18.63 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 54.86 | Neutral |
| Stoch RSI (14) | 1.68 | Buy |
| CCI (20) | 33.43 | Neutral |
| Williams %R (14) | -54.95 | Info |
| MACD (12,26,9) | -0.02 | Sell |
| ROC (12) | 1.97 | Buy |
| Bollinger %B (20,2) | 0.61 | Neutral |
| Stochastic %K (14) | 45.05 | Neutral |
| TRIX (15) | 0.21 | Buy |
| Awesome (5,34) | 0.56 | Buy |
| Ultimate (7,14,28) | 50.99 | Neutral |
| Momentum (10) | -0.61 | Sell |
| Aroon Osc (25) | 24.00 | Buy |
| Hull MA (9) | 19.80 | Sell |
| ADX (14) | 16.07 | Neutral |
| ATR (14) | 0.21 | Info |
The 30-day technical picture is characterized as BULLISH in sentiment. The RSI (14-day) is 60, and the moving averages are $18.64 for SMA50 and $18.60 for SMA200, suggesting a constructive trend around near-term price levels. Support is listed at $17.35 and resistance at $19.62, framing a near-term corridor.
The 30-day price range is $18.00 to $21.19, indicating volatility within a relatively tight band around the current level.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $17.26 | $19.64 | $26.92 | 0% | Neutral | |
| $20.71 | $25.26 | $32.20 | +29% | Bullish | |
| $23.25 | $28.89 | $37.84 | +47% | Bullish | |
| $24.43 | $30.84 | $41.25 | +57% | Bullish | |
| $25.66 | $32.82 | $44.70 | +67% | Bullish | |
| $28.79 | $37.28 | $51.58 | +90% | Bullish | |
| $33.52 | $43.90 | $61.60 | +124% | Bullish | |
| $39.07 | $51.70 | $73.50 | +163% | Bullish | |
| $41.54 | $55.53 | $79.89 | +183% | Bullish | |
| $44.47 | $60.00 | $87.29 | +206% | Bullish | |
| $66.73 | $93.92 | $143.20 | +378% | Bullish | |
| $115.35 | $174.15 | $284.66 | +787% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $17.26 | $19.64 | $22.88 | +0.00% |
| August 2026 | $17.47 | $20.37 | $24.21 | +3.74% |
| September 2026 | $17.76 | $20.83 | $24.98 | +2.24% |
| October 2026 | $17.58 | $20.71 | $25.03 | -0.57% |
| November 2026 | $17.83 | $21.08 | $25.63 | +1.78% |
| December 2026 | $18.56 | $22.02 | $26.92 | +4.47% |
Click any year to see its month-by-month OCFC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The OCFC price prediction for 2026 points to an average of $19.64 (low $17.26, high $26.92) — a potential gain of 0% on today's $19.64. Price action looks broadly range-bound.
In 2027, OCFC is projected to trade between $20.71 and $32.20, averaging $25.26 — a potential gain of +29% from today's $19.64. That is up +29% on the projected 2026 average. Buyers look set to stay in control over this stretch.
OceanFirst Financial Corp.'s 2028 outlook centres on $28.89, within a $23.25 to $37.84 range. That is up +14% on the projected 2027 average. That marks a +47% change versus current levels. Momentum favours further upside here.
By 2029, OCFC could reach as high as $41.25, with a base case around $30.84 and support toward $24.43 — roughly +57% from $19.64. Buyers look set to stay in control over this stretch.
Expect OCFC to range from $25.66 to $44.70 through 2030. The $32.82 average target implies a +67% move from current prices. That is up +6% on the projected 2029 average. Momentum favours further upside here.
The OCFC price prediction for 2031 points to an average of $37.28 (low $28.79, high $51.58) — a potential gain of +90% on today's $19.64. Buyers look set to stay in control over this stretch.
In 2032, OCFC is projected to trade between $33.52 and $61.60, averaging $43.90 — a potential gain of +124% from today's $19.64. That is up +18% on the projected 2031 average. Momentum favours further upside here.
OceanFirst Financial Corp.'s 2033 outlook centres on $51.70, within a $39.07 to $73.50 range. That is up +18% on the projected 2032 average. That marks a +163% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, OCFC could reach as high as $79.89, with a base case around $55.53 and support toward $41.54 — roughly +183% from $19.64. Momentum favours further upside here.
Expect OCFC to range from $44.47 to $87.29 through 2035. The $60.00 average target implies a +206% move from current prices. That is up +8% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The OCFC price prediction for 2040 points to an average of $93.92 (low $66.73, high $143.20) — a potential gain of +378% on today's $19.64. Momentum favours further upside here.
In 2050, OCFC is projected to trade between $115.35 and $284.66, averaging $174.15 — a potential gain of +787% from today's $19.64. That is up +85% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in OCFC today (≈ 50.916497 OCFC) could be worth
$8,867.08
+$7,867.08 (+787%) by 2050 · US Dollar
Based on the average projected OCFC price of $174.15 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OCFCwould be worth at today's price.
$1,000 invested in OCFC on Jul 30, 2025 (≈ 59.27682 OCFC) would be worth
$1,164.2
+$164.2 (+16.4%) today · 1.16× · US Dollar
Based on a OCFC entry price of $16.87 vs. today's $19.64.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $19.48 | $1,008.21 | +0.8% |
| 1 month ago | $19.53 | $1,005.63 | +0.6% |
| 3 months ago | $19.02 | $1,032.6 | +3.3% |
| 6 months ago | $18.75 | $1,047.47 | +4.7% |
| 1 year ago | $16.87 | $1,164.2 | +16.4% |
| All time (5.0y) ago | $19.12 | $1,027.2 | +2.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OCFC forecast.
Our base-case forecast reaches $39.00 around 2032.
Implied market cap at $39.00: $3.39B
The multi-year forecast shows bullish momentum across the coming years, with the average price rising from $24.90 in 2027 to $31.75 in 2030, $90.63 in 2040, and $165.29 in 2050. Corresponding ROI figures emphasize meaningful upside: 27.5% in 2027, 62.6% in 2030, 364.1% in 2040, and 746.3% in 2050. Max forecast values also ascend, reaching $43.27 in 2030, $138.24 in 2040, and $270.24 in 2050.
The forecast shows sustained bullish sentiment through 2050, with higher average prices and substantial upside potential. These are estimates, not guarantees, and actual results may differ due to market conditions, rate environments, and other factors.
Tap a question to reveal the answer.
Avg price $31.75, min $24.80, max $43.27; ROI 62.6%.
The forecast shows bullish sentiment from 2027 onward with rising averages (2027 avg $24.90; 2030 avg $31.75; 2040 avg $90.63; 2050 avg $165.29) and ROI values (27.5% in 2027; 62.6% in 2030; 364.1% in 2040; 746.3% in 2050). These are estimates and not guarantees.
Yes—the max forecast reaches $138.24 in 2040 and $270.24 in 2050, indicating the possibility of surpassing $100 by 2040.
Current price $19.53; market cap $1.7B.
Sentiment BULLISH; RSI14 60; SMA50 $18.64; SMA200 $18.60; support $17.35; resistance $19.62; 30-day range $18.00-$21.19.
OceanFirst Financial Corp. Community Discussion
0Share your OceanFirst Financial Corp. price prediction and read what the community thinks. Be respectful — comments are public and not financial advice.
Be the first to share your prediction…
What's your take? Add a comment above to start the conversation.