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OptimumBank Holdings, Inc. is projected to rise to $11.45 by 2027, a +51% move from its current price of $7.60. OPHC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/3/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 5 | $7.44 | $7.61 | $7.78 | +0.08% |
| Aug 6 | $7.37 | $7.61 | $7.86 | +0.16% |
| Aug 7 | $7.33 | $7.62 | $7.92 | +0.24% |
| Aug 8 | $7.29 | $7.62 | $7.98 | +0.32% |
| Aug 9 | $7.25 | $7.63 | $8.03 | +0.40% |
| Aug 10 | $7.23 | $7.64 | $8.07 | +0.48% |
| Aug 11 | $7.20 | $7.64 | $8.11 | +0.56% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $7.20 | $7.64 | $8.11 | +0.56% |
| Week 2 | $7.06 | $7.69 | $8.36 | +1.13% |
| Week 3 | $6.97 | $7.73 | $8.57 | +1.69% |
| Week 4 | $6.90 | $7.77 | $8.76 | +2.26% |
| Week 5 | $6.84 | $7.82 | $8.93 | +2.84% |
| Week 6 | $6.79 | $7.86 | $9.10 | +3.42% |
| Week 7 | $6.75 | $7.90 | $9.26 | +4.00% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company offers deposits including interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit.
It also provides a broad mix of loan products, including multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for purchases such as automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company offers debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc.
was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Current price: $7.19 per share. Market cap: $88.21M. Rank: 4244.
The forecasted path shows a sustained upward trajectory, with the average price evolving through the years from $7.19 in 2026 toward substantially higher levels by 2050. Notable waypoints include an average of $16.91 by 2030 and $61.14 by 2040, with higher averages continuing to 2050. For 2027 the average is $10.77 and by 2035 the average is $35.85, reflecting an ongoing upward bias.
Max prices rise along with the averages, reaching $23.30 by 2030 and $202.25 by 2050, underscoring a long-run upside potential. The overall sentiment in the forecast shifts to bullish from 2027 onward, contrasting with a neutral view in 2026.
A major floor 33.8% below — a decisive break under it would weaken the trend.
The nearest floor, 25.3% below — buyers have tended to step in here.
Price is pressing into resistance (0.0% away) — a breakout level to watch.
A major ceiling 16.8% above — clearing it would confirm fresh momentum.
Key OPHC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OPHC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $7.11 | Buy | $7.11 | Buy |
| MA 10 | $6.59 | Buy | $6.77 | Buy |
| MA 20 | $6.27 | Buy | $6.43 | Buy |
| MA 50 | $5.89 | Buy | $6.02 | Buy |
| MA 100 | $5.63 | Buy | $5.68 | Buy |
| MA 200 | $5.06 | Buy | $5.29 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 84.26 | Sell |
| Stoch RSI (14) | 94.10 | Sell |
| CCI (20) | 208.77 | Buy |
| Williams %R (14) | 0.00 | Info |
| MACD (12,26,9) | 0.14 | Buy |
| ROC (12) | 26.04 | Buy |
| Bollinger %B (20,2) | 1.14 | Sell |
| Stochastic %K (14) | 100.00 | Sell |
| TRIX (15) | 0.53 | Buy |
| Awesome (5,34) | 1.05 | Buy |
| Ultimate (7,14,28) | 86.56 | Sell |
| Momentum (10) | 1.57 | Buy |
| Aroon Osc (25) | 72.00 | Buy |
| Hull MA (9) | 7.52 | Buy |
| ADX (14) | 37.84 | Buy |
| ATR (14) | 0.15 | Info |
Near-term technical picture is bullish, with RSI14 at 90. The price action is supported by a 50-day simple moving average of $5.81 and a 200-day simple moving average of $5.02, with the current price tracking above both.
Support is positioned at $5.68 and resistance sits at $7.19, framing a near-term range. The 30-day range runs from $6.29 to $8.22, indicating notable volatility within the month. Annualized volatility stands at 40%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $4.24 | $7.60 | $10.81 | 0% | Neutral | |
| $9.28 | $11.45 | $14.85 | +51% | Bullish | |
| $11.53 | $14.56 | $19.49 | +92% | Bullish | |
| $12.83 | $16.52 | $22.67 | +117% | Bullish | |
| $13.81 | $18.07 | $25.33 | +138% | Bullish | |
| $15.53 | $20.63 | $29.45 | +171% | Bullish | |
| $17.86 | $24.06 | $34.92 | +217% | Bullish | |
| $22.13 | $30.20 | $44.50 | +297% | Bullish | |
| $25.03 | $34.58 | $51.66 | +355% | Bullish | |
| $27.43 | $38.33 | $58.01 | +404% | Bullish | |
| $44.54 | $65.62 | $104.81 | +763% | Bullish | |
| $80.78 | $130.06 | $224.86 | +16.1x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $4.24 | $7.60 | $9.46 | +0.00% |
| September 2026 | $6.97 | $8.20 | $9.90 | +7.94% |
| October 2026 | $6.91 | $8.18 | $9.95 | -0.35% |
| November 2026 | $7.00 | $8.32 | $10.20 | +1.76% |
| December 2026 | $7.34 | $8.76 | $10.81 | +5.33% |
Click any year to see its month-by-month OPHC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect OPHC to range from $4.24 to $10.81 through 2026. The $7.60 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The OPHC price prediction for 2027 points to an average of $11.45 (low $9.28, high $14.85) — a potential gain of +51% on today's $7.60. Momentum favours further upside here.
In 2028, OPHC is projected to trade between $11.53 and $19.49, averaging $14.56 — a potential gain of +92% from today's $7.60. That is up +27% on the projected 2027 average. Buyers look set to stay in control over this stretch.
OptimumBank Holdings, Inc.'s 2029 outlook centres on $16.52, within a $12.83 to $22.67 range. That is up +13% on the projected 2028 average. That marks a +117% change versus current levels. Momentum favours further upside here.
By 2030, OPHC could reach as high as $25.33, with a base case around $18.07 and support toward $13.81 — roughly +138% from $7.60. Buyers look set to stay in control over this stretch.
Expect OPHC to range from $15.53 to $29.45 through 2031. The $20.63 average target implies a +171% move from current prices. That is up +14% on the projected 2030 average. Momentum favours further upside here.
The OPHC price prediction for 2032 points to an average of $24.06 (low $17.86, high $34.92) — a potential gain of +217% on today's $7.60. Buyers look set to stay in control over this stretch.
In 2033, OPHC is projected to trade between $22.13 and $44.50, averaging $30.20 — a potential gain of +297% from today's $7.60. That is up +26% on the projected 2032 average. Momentum favours further upside here.
OptimumBank Holdings, Inc.'s 2034 outlook centres on $34.58, within a $25.03 to $51.66 range. That is up +14% on the projected 2033 average. That marks a +355% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, OPHC could reach as high as $58.01, with a base case around $38.33 and support toward $27.43 — roughly +404% from $7.60. Momentum favours further upside here.
Expect OPHC to range from $44.54 to $104.81 through 2040. The $65.62 average target implies a +763% move from current prices. That is up +71% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The OPHC price prediction for 2050 points to an average of $130.06 (low $80.78, high $224.86) — a potential gain of +16.1x on today's $7.60. Momentum favours further upside here.
Investing $1,000 in OPHC today (≈ 131.578947 OPHC) could be worth
$17,113.19
+$16,113.19 (+1611%) by 2050 · US Dollar
Based on the average projected OPHC price of $130.06 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OPHCwould be worth at today's price.
$1,000 invested in OPHC on Jul 31, 2025 (≈ 222.222222 OPHC) would be worth
$1,688.89
+$688.89 (+68.9%) today · 1.69× · US Dollar
Based on a OPHC entry price of $4.5 vs. today's $7.6.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $6.3 | $1,206.35 | +20.6% |
| 1 month ago | $5.88 | $1,292.52 | +29.3% |
| 3 months ago | $5.57 | $1,364.45 | +36.4% |
| 6 months ago | $4.86 | $1,563.79 | +56.4% |
| 1 year ago | $4.5 | $1,688.89 | +68.9% |
| All time (5.0y) ago | $5.33 | $1,425.89 | +42.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OPHC forecast.
Our base-case forecast reaches $15.00 around 2029.
Implied market cap at $15.00: $184.03M
The multi-year forecast shows a clear upward path, with the average price advancing considerably from the 2026 baseline to the long horizon. In 2030 the average price is $16.91, with a min of $13.10 and a max of $23.30, and a forecasted ROI of 135.2 with bullish sentiment.
By 2040 the average is $61.14 and the max $94.94, with ROI of 750.4 and bullish sentiment continuing. By 2050 the average reaches $121.04, the max is $202.25, ROI hits 1583.4, and bullish sentiment remains. These figures imply substantial upside over time, though they are estimates rather than guarantees and depend on future conditions.
Overall, the forecast suggests rising price potential across decades with bullish momentum in the later years, alongside inherent uncertainty and the possibility of downside risks in any given period.
Tap a question to reveal the answer.
2030 min $13.10, avg $16.91, max $23.30; ROI 135.2; sentiment BULLISH.
Forecasts show bullish sentiment from 2027 onward with strong upside potential, including a 2050 average of $121.04 and a max of $202.25; however these are estimates and not guarantees.
2030 max is $23.30 and 2040 max is $94.94, but 2050 max is $202.25, so reaching $100 would be indicated by the 2050 horizon.
Current price is $7.19 and market cap is $88.21M.
RSI14 is 90; SMA50 is $5.81 and SMA200 is $5.02; support is $5.68 and resistance is $7.19. The 30-day range is $6.29 to $8.22, with annualized volatility at 40%.
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