Old Second Bancorp, Inc. is projected to rise to $37.09 by 2027, a +47% move from its current price of $25.29. OSBC is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/1/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 2 | $25.02 | $25.30 | $25.58 | +0.03% |
| Aug 3 | $24.92 | $25.30 | $25.70 | +0.06% |
| Aug 4 | $24.84 | $25.31 | $25.80 | +0.09% |
| Aug 5 | $24.77 | $25.32 | $25.88 | +0.12% |
| Aug 6 | $24.71 | $25.33 | $25.95 | +0.15% |
| Aug 7 | $24.66 | $25.33 | $26.02 | +0.17% |
| Aug 8 | $24.62 | $25.34 | $26.09 | +0.20% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $24.62 | $25.34 | $26.09 | +0.20% |
| Week 2 | $24.37 | $25.39 | $26.46 | +0.41% |
| Week 3 | $24.20 | $25.45 | $26.75 | +0.61% |
| Week 4 | $24.06 | $25.50 | $27.02 | +0.82% |
| Week 5 | $23.95 | $25.55 | $27.26 | +1.02% |
| Week 6 | $23.85 | $25.60 | $27.48 | +1.23% |
| Week 7 | $23.76 | $25.65 | $27.70 | +1.44% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank, providing community banking services in the United States. The company oversees a range of banking operations tied to consumer and business customers.
The company offers deposit products including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations.
In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
OSBC trades at $25.29, with a market cap of $1.29B and a rank of 2356.
The current price outlook is reflected in the near-term forecast for 2026, where the average price is $25.29, the min is $19.28, the max is $33.33, ROI is 0, and sentiment is NEUTRAL.
Beyond 2026, the forecast shows bullish momentum with rising averages and ROIs through 2050. Notable anchors include 2027 avg $37.14 with ROI 46.9, 2028 avg $44.31 with ROI 75.2, and 2030 avg $60.95 with ROI 141, with sentiment BULLISH. The horizon extends to 2040 avg $180.67 with ROI 614.4 and 2050 avg $428.83 with ROI 1595.6, both BULLISH.
A major floor 22.6% below — a decisive break under it would weaken the trend.
The nearest floor, 13.4% below — buyers have tended to step in here.
Price is pressing into resistance (0.2% away) — a breakout level to watch.
A major ceiling 9.2% above — clearing it would confirm fresh momentum.
Key OSBC support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of OSBC market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $25.17 | Buy | $25.04 | Buy |
| MA 10 | $24.41 | Buy | $24.60 | Buy |
| MA 20 | $23.78 | Buy | $24.01 | Buy |
| MA 50 | $22.71 | Buy | $22.98 | Buy |
| MA 100 | $21.62 | Buy | $22.01 | Buy |
| MA 200 | $20.56 | Buy | $20.84 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 75.63 | Sell |
| Stoch RSI (14) | 93.76 | Sell |
| CCI (20) | 137.57 | Buy |
| Williams %R (14) | -2.15 | Info |
| MACD (12,26,9) | 0.15 | Buy |
| ROC (12) | 9.06 | Buy |
| Bollinger %B (20,2) | 0.93 | Neutral |
| Stochastic %K (14) | 97.85 | Sell |
| TRIX (15) | 0.34 | Buy |
| Awesome (5,34) | 1.85 | Buy |
| Ultimate (7,14,28) | 89.59 | Sell |
| Momentum (10) | 1.65 | Buy |
| Aroon Osc (25) | 64.00 | Buy |
| Hull MA (9) | 25.73 | Sell |
| ADX (14) | 32.00 | Buy |
| ATR (14) | 0.24 | Info |
The current sentiment is BULLISH and the RSI14 is 80. The SMA50 is $22.53 and the SMA200 is $20.48.
Near-term support is $21.66 and resistance is $25.29. The 30-day range runs from $23.42 to $27.31, and the annualized volatility is 20%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $19.28 | $25.29 | $33.20 | 0% | Neutral | |
| $30.42 | $37.09 | $47.27 | +47% | Bullish | |
| $35.57 | $44.20 | $57.87 | +75% | Bullish | |
| $41.75 | $52.70 | $70.49 | +108% | Bullish | |
| $47.54 | $60.82 | $82.82 | +140% | Bullish | |
| $50.30 | $65.13 | $90.11 | +158% | Bullish | |
| $57.97 | $75.92 | $106.53 | +200% | Bullish | |
| $63.50 | $84.04 | $119.47 | +232% | Bullish | |
| $74.49 | $99.58 | $143.26 | +294% | Bullish | |
| $93.13 | $125.67 | $182.81 | +397% | Bullish | |
| $127.65 | $179.67 | $273.94 | +610% | Bullish | |
| $281.96 | $425.67 | $695.78 | +15.8x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $19.28 | $25.29 | $30.47 | +0.00% |
| September 2026 | $22.36 | $26.22 | $31.44 | +3.68% |
| October 2026 | $22.05 | $25.97 | $31.37 | -0.96% |
| November 2026 | $22.00 | $26.01 | $31.61 | +0.15% |
| December 2026 | $22.90 | $27.17 | $33.20 | +4.45% |
Click any year to see its month-by-month OSBC forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, OSBC is projected to trade between $19.28 and $33.20, averaging $25.29 — a potential gain of 0% from today's $25.29. Price action looks broadly range-bound.
Old Second Bancorp, Inc.'s 2027 outlook centres on $37.09, within a $30.42 to $47.27 range. That is up +47% on the projected 2026 average. That marks a +47% change versus current levels. Buyers look set to stay in control over this stretch.
By 2028, OSBC could reach as high as $57.87, with a base case around $44.20 and support toward $35.57 — roughly +75% from $25.29. Momentum favours further upside here.
Expect OSBC to range from $41.75 to $70.49 through 2029. The $52.70 average target implies a +108% move from current prices. That is up +19% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The OSBC price prediction for 2030 points to an average of $60.82 (low $47.54, high $82.82) — a potential gain of +140% on today's $25.29. Momentum favours further upside here.
In 2031, OSBC is projected to trade between $50.30 and $90.11, averaging $65.13 — a potential gain of +158% from today's $25.29. That is up +7% on the projected 2030 average. Buyers look set to stay in control over this stretch.
Old Second Bancorp, Inc.'s 2032 outlook centres on $75.92, within a $57.97 to $106.53 range. That is up +17% on the projected 2031 average. That marks a +200% change versus current levels. Momentum favours further upside here.
By 2033, OSBC could reach as high as $119.47, with a base case around $84.04 and support toward $63.50 — roughly +232% from $25.29. Buyers look set to stay in control over this stretch.
Expect OSBC to range from $74.49 to $143.26 through 2034. The $99.58 average target implies a +294% move from current prices. That is up +18% on the projected 2033 average. Momentum favours further upside here.
The OSBC price prediction for 2035 points to an average of $125.67 (low $93.13, high $182.81) — a potential gain of +397% on today's $25.29. Buyers look set to stay in control over this stretch.
In 2040, OSBC is projected to trade between $127.65 and $273.94, averaging $179.67 — a potential gain of +610% from today's $25.29. That is up +43% on the projected 2035 average. Momentum favours further upside here.
Old Second Bancorp, Inc.'s 2050 outlook centres on $425.67, within a $281.96 to $695.78 range. That is up +137% on the projected 2040 average. That marks a +15.8x change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in OSBC today (≈ 39.541321 OSBC) could be worth
$16,831.74
+$15,831.74 (+1583%) by 2050 · US Dollar
Based on the average projected OSBC price of $425.67 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in OSBCwould be worth at today's price.
$1,000 invested in OSBC on Jul 31, 2025 (≈ 58.927522 OSBC) would be worth
$1,490.28
+$490.28 (+49.0%) today · 1.49× · US Dollar
Based on a OSBC entry price of $16.97 vs. today's $25.29.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $24.03 | $1,052.43 | +5.2% |
| 1 month ago | $23.62 | $1,070.7 | +7.1% |
| 3 months ago | $20.79 | $1,216.45 | +21.6% |
| 6 months ago | $20.24 | $1,249.51 | +25.0% |
| 1 year ago | $16.97 | $1,490.28 | +49.0% |
| All time (5.0y) ago | $11.43 | $2,212.6 | +121.3% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our OSBC forecast.
Our base-case forecast reaches $51.00 around 2029.
Implied market cap at $51.00: $2.6B
The near-term forecast for 2026 is neutral with an average price of $25.29, a min of $19.28, a max of $33.33, ROI 0, and sentiment NEUTRAL.
From 2027 onward, the outlook is BULLISH with rising averages: 2027 avg $37.14, min $30.45, max $47.34, ROI 46.9, sentiment BULLISH. The 2030 forecast shows an average of $60.95, min $47.64, max $83.02, ROI 141, sentiment BULLISH.
The horizon continues to 2040 and 2050 with continued upside: 2040 avg $180.67, ROI 614.4, and 2050 avg $428.83, ROI 1595.6, both with BULLISH sentiment. These figures are estimates and not guarantees.
Tap a question to reveal the answer.
In 2030, the forecast shows an average price of $60.95, a min of $47.64, and a max of $83.02, with ROI 141 and sentiment BULLISH.
The forecast shows a neutral stance in 2026 (avg $25.29, min $19.28, max $33.33, ROI 0) and bullish momentum from 2027 onward (e.g., 2027 avg $37.14, ROI 46.9; 2028 avg $44.31, ROI 75.2; 2030 avg $60.95, ROI 141). The longer horizon remains bullish with higher averages and ROIs through 2050.
Yes. The forecast shows 2034 with an average price of $100.14 and a max of $144.07, with ROI 296 and sentiment BULLISH.
RSI14 is 80; SMA50 is $22.53; SMA200 is $20.48; support is $21.66; resistance is $25.29; 30-day range is $23.42-$27.31; annualized volatility is 20%.
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