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Synchrony Financial is projected to rise to $92.55 by 2027, a +20% move from its current price of $77.17. SYF is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $75.79 | $77.21 | $78.65 | +0.05% |
| Aug 2 | $75.25 | $77.25 | $79.30 | +0.10% |
| Aug 3 | $74.84 | $77.28 | $79.80 | +0.15% |
| Aug 4 | $74.51 | $77.32 | $80.24 | +0.20% |
| Aug 5 | $74.22 | $77.36 | $80.63 | +0.24% |
| Aug 6 | $73.96 | $77.40 | $80.99 | +0.29% |
| Aug 7 | $73.73 | $77.43 | $81.32 | +0.34% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $73.73 | $77.43 | $81.32 | +0.34% |
| Week 2 | $72.50 | $77.70 | $83.27 | +0.68% |
| Week 3 | $71.62 | $77.96 | $84.87 | +1.03% |
| Week 4 | $70.93 | $78.23 | $86.29 | +1.37% |
| Week 5 | $70.35 | $78.50 | $87.59 | +1.72% |
| Week 6 | $69.86 | $78.76 | $88.81 | +2.07% |
| Week 7 | $69.42 | $79.03 | $89.98 | +2.42% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick’s Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print.
It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Synchrony Financial is currently priced at $74.04 and has a market capitalization of $24.9B. It ranks 526 by market cap.
The 30-day technical picture shows a bullish sentiment with RSI14 at 50, and near term movement around key averages: the SMA50 is $73.08 and the SMA200 is $74.19. There is support at $68.26 and resistance at $78.66.
The 30-day range is $65.02 to $84.32, and the annualized volatility is 40.
A major floor 16.7% below — a decisive break under it would weaken the trend.
The nearest floor, 11.5% below — buyers have tended to step in here.
Price is pressing into resistance (1.9% away) — a breakout level to watch.
A major ceiling 10.3% above — clearing it would confirm fresh momentum.
Key SYF support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of SYF market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $75.49 | Buy | $75.61 | Buy |
| MA 10 | $74.13 | Buy | $74.80 | Buy |
| MA 20 | $73.88 | Buy | $74.37 | Buy |
| MA 50 | $73.50 | Buy | $73.84 | Buy |
| MA 100 | $72.27 | Buy | $73.48 | Buy |
| MA 200 | $74.36 | Buy | $72.52 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 58.19 | Neutral |
| Stoch RSI (14) | 90.08 | Sell |
| CCI (20) | 130.12 | Buy |
| Williams %R (14) | 0.00 | Info |
| MACD (12,26,9) | 0.36 | Buy |
| ROC (12) | 4.74 | Buy |
| Bollinger %B (20,2) | 0.88 | Neutral |
| Stochastic %K (14) | 100.00 | Sell |
| TRIX (15) | 0.00 | Buy |
| Awesome (5,34) | 0.84 | Buy |
| Ultimate (7,14,28) | 67.29 | Neutral |
| Momentum (10) | 2.89 | Buy |
| Aroon Osc (25) | -28.00 | Sell |
| Hull MA (9) | 77.10 | Buy |
| ADX (14) | 11.24 | Neutral |
| ATR (14) | 1.38 | Info |
Near term, the sentiment is bullish and the RSI sits around 50 as price trades near the moving averages.
The SMA50 at $73.08 and the SMA200 at $74.19 suggest a tight range around the current level, which could guide near term moves between support and resistance.
The 30-day range runs from $65.02 to $84.32, with support at $68.26 and resistance at $78.66.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $63.78 | $77.17 | $98.75 | 0% | Neutral | |
| $75.88 | $92.55 | $117.95 | +20% | Neutral | |
| $82.09 | $102.03 | $133.60 | +32% | Bullish | |
| $101.20 | $127.73 | $170.85 | +66% | Bullish | |
| $119.04 | $152.29 | $207.41 | +97% | Bullish | |
| $134.28 | $173.89 | $240.60 | +125% | Bullish | |
| $153.51 | $201.06 | $282.16 | +161% | Bullish | |
| $155.84 | $206.26 | $293.23 | +167% | Bullish | |
| $165.13 | $220.74 | $317.57 | +186% | Bullish | |
| $190.11 | $256.54 | $373.19 | +232% | Bullish | |
| $288.28 | $405.77 | $618.68 | +426% | Bullish | |
| $608.20 | $918.21 | $1,500.87 | +10.9x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $63.78 | $77.17 | $89.87 | +0.00% |
| August 2026 | $67.76 | $79.01 | $93.88 | +2.38% |
| September 2026 | $68.79 | $80.68 | $96.77 | +2.11% |
| October 2026 | $67.57 | $79.60 | $96.19 | -1.33% |
| November 2026 | $66.76 | $78.94 | $95.97 | -0.83% |
| December 2026 | $68.08 | $80.79 | $98.75 | +2.33% |
Click any year to see its month-by-month SYF forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The SYF price prediction for 2026 points to an average of $77.17 (low $63.78, high $98.75) — a potential gain of 0% on today's $77.17. A consolidation phase looks the most probable path here.
In 2027, SYF is projected to trade between $75.88 and $117.95, averaging $92.55 — a potential gain of +20% from today's $77.17. That is up +20% on the projected 2026 average. Price action looks broadly range-bound.
Synchrony Financial's 2028 outlook centres on $102.03, within a $82.09 to $133.60 range. That is up +10% on the projected 2027 average. That marks a +32% change versus current levels. Buyers look set to stay in control over this stretch.
By 2029, SYF could reach as high as $170.85, with a base case around $127.73 and support toward $101.20 — roughly +66% from $77.17. Momentum favours further upside here.
Expect SYF to range from $119.04 to $207.41 through 2030. The $152.29 average target implies a +97% move from current prices. That is up +19% on the projected 2029 average. Buyers look set to stay in control over this stretch.
The SYF price prediction for 2031 points to an average of $173.89 (low $134.28, high $240.60) — a potential gain of +125% on today's $77.17. Momentum favours further upside here.
In 2032, SYF is projected to trade between $153.51 and $282.16, averaging $201.06 — a potential gain of +161% from today's $77.17. That is up +16% on the projected 2031 average. Buyers look set to stay in control over this stretch.
Synchrony Financial's 2033 outlook centres on $206.26, within a $155.84 to $293.23 range. That is up +3% on the projected 2032 average. That marks a +167% change versus current levels. Momentum favours further upside here.
By 2034, SYF could reach as high as $317.57, with a base case around $220.74 and support toward $165.13 — roughly +186% from $77.17. Buyers look set to stay in control over this stretch.
Expect SYF to range from $190.11 to $373.19 through 2035. The $256.54 average target implies a +232% move from current prices. That is up +16% on the projected 2034 average. Momentum favours further upside here.
The SYF price prediction for 2040 points to an average of $405.77 (low $288.28, high $618.68) — a potential gain of +426% on today's $77.17. Buyers look set to stay in control over this stretch.
In 2050, SYF is projected to trade between $608.20 and $1,500.87, averaging $918.21 — a potential gain of +10.9x from today's $77.17. That is up +126% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in SYF today (≈ 12.958404 SYF) could be worth
$11,898.49
+$10,898.49 (+1090%) by 2050 · US Dollar
Based on the average projected SYF price of $918.21 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in SYFwould be worth at today's price.
$1,000 invested in SYF on Jul 30, 2025 (≈ 14.232849 SYF) would be worth
$1,098.35
+$98.35 (+9.8%) today · 1.10× · US Dollar
Based on a SYF entry price of $70.26 vs. today's $77.17.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $71.77 | $1,075.24 | +7.5% |
| 1 month ago | $76.05 | $1,014.73 | +1.5% |
| 3 months ago | $75.76 | $1,018.61 | +1.9% |
| 6 months ago | $72.63 | $1,062.51 | +6.3% |
| 1 year ago | $70.26 | $1,098.35 | +9.8% |
| All time (5.0y) ago | $46.85 | $1,647.17 | +64.7% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our SYF forecast.
Our base-case forecast reaches $150.00 around 2030.
Implied market cap at $150.00: $48.81B
The multi year forecast shows a clear path of upside from 2026 through 2050, with increasing average prices and substantial ROI. In 2026, the average price is $74.04 with a 0% ROI and a neutral sentiment.
By 2027, the forecast projects an average of $86.80 with an ROI of 17.2% and a neutral sentiment.
By 2028, the average is $95.16 with an ROI of 28.5% and a bullish sentiment. The trajectory continues higher, with 2030 showing an average of $136.72 and an ROI of 84.7% in a bullish context. By 2040, the average rises to $345.48 with an ROI of 366.6% and a bullish sentiment, and by 2050 the average is $757.75 with an ROI of 923.4% and a bullish sentiment.
These are estimates and not guarantees. The outlook indicates meaningful upside over the longer horizon, but actual results may differ due to market conditions and other factors.
Tap a question to reveal the answer.
The 2030 forecast shows an average price of $136.72, a minimum of $106.25, and a maximum of $187.61, with a ROI of 84.7% and a bullish sentiment.
The forecast shows bullish sentiment from 2027 onward, with an average of $86.80 in 2027 and $757.75 in 2050, and a ROI of 923.4% by 2050. These are estimates, not guarantees.
Yes. The 2035 forecast shows an average of $224.73 and a maximum of $330.14, with a ROI of 203.5% and a bullish sentiment, indicating that reaching $300 by 2035 lies within the projected max.
Current price is $74.04 and market cap is $24.9B.
The 30-day price range is from $65.02 to $84.32 and the annualized volatility is 40.
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