Two Harbors Investment Corp. is projected to rise to $15.50 by 2027, a +28% move from its current price of $12.09. TWO is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/1/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 2 | $12.00 | $12.10 | $12.19 | +0.06% |
| Aug 3 | $11.97 | $12.10 | $12.24 | +0.12% |
| Aug 4 | $11.95 | $12.11 | $12.28 | +0.18% |
| Aug 5 | $11.93 | $12.12 | $12.31 | +0.24% |
| Aug 6 | $11.92 | $12.13 | $12.34 | +0.30% |
| Aug 7 | $11.90 | $12.13 | $12.37 | +0.36% |
| Aug 8 | $11.89 | $12.14 | $12.39 | +0.42% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $11.89 | $12.14 | $12.39 | +0.42% |
| Week 2 | $11.84 | $12.19 | $12.55 | +0.84% |
| Week 3 | $11.81 | $12.24 | $12.69 | +1.26% |
| Week 4 | $11.80 | $12.29 | $12.81 | +1.68% |
| Week 5 | $11.79 | $12.34 | $12.92 | +2.11% |
| Week 6 | $11.79 | $12.40 | $13.04 | +2.54% |
| Week 7 | $11.79 | $12.45 | $13.14 | +2.96% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Two Harbors Investment Corp. is a real estate investment trust listed under the symbol TWO. It invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States.
The company qualifies as a REIT for federal income tax purposes and is headquartered in Saint Louis Park, Minnesota, having been incorporated in 2009.
Its target assets include agency RMBS collateralized by fixed-rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage loans, or derivatives; and other assets, such as financial and mortgage-related assets, comprising non-agency securities and non-hedging transactions. This places TWO squarely in the Real Estate category, focusing on mortgage-related investments and related assets across the U.S.
These details frame TWO as a real estate investment vehicle that uses a mix of agency and non-agency mortgage instruments via RoundPoint, with REIT status supporting its tax treatment in the sector.
TWO is currently priced at $12.10 and sits in the Real Estate investment space with a market capitalization of $1.27B and a rank of 2276. The stock’s price outlook, based on the provided forecast, shows potential upside across the coming years, beginning with a neutral stance in 2026 and moving into bullish territory in subsequent years.
In the near term, the 2026 forecast shows an average price of $12.10 with a 0% ROI and neutral sentiment. From 2027 onward, the forecast envisions meaningful upside, with the average price rising to $16.02 in 2027, $22.00 by 2030, and accelerating toward a long-range average of $110.55 by 2050, implying substantial upside potential if the forecast plays out.
A major floor 9.5% below — a decisive break under it would weaken the trend.
Price is testing support right now (0.2% away) — a key level to hold.
Price is pressing into resistance (2.8% away) — a breakout level to watch.
A major ceiling 4.7% above — clearing it would confirm fresh momentum.
Key TWO support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of TWO market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $12.10 | Sell | $12.10 | Sell |
| MA 10 | $12.10 | Sell | $12.10 | Sell |
| MA 20 | $12.09 | Sell | $12.13 | Sell |
| MA 50 | $12.26 | Sell | $12.10 | Sell |
| MA 100 | $11.74 | Buy | $11.86 | Buy |
| MA 200 | $11.21 | Buy | $11.53 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 41.77 | Neutral |
| Stoch RSI (14) | 32.44 | Neutral |
| CCI (20) | -22.22 | Neutral |
| Williams %R (14) | -100.00 | Info |
| MACD (12,26,9) | 0.01 | Buy |
| ROC (12) | 0.00 | Neutral |
| Bollinger %B (20,2) | 0.43 | Neutral |
| Stochastic %K (14) | 0.00 | Buy |
| TRIX (15) | -0.06 | Sell |
| Awesome (5,34) | -0.08 | Sell |
| Ultimate (7,14,28) | 46.49 | Neutral |
| Momentum (10) | 0.00 | Neutral |
| Aroon Osc (25) | -32.00 | Sell |
| Hull MA (9) | 12.10 | Sell |
| ADX (14) | 16.59 | Neutral |
| ATR (14) | 0.02 | Info |
The 30-day technical picture is bullish. RSI(14) is 40, with the 50-day simple moving average at $12.32 and the 200-day simple moving average at $11.13. A support level is identified at $12.07 and a resistance level at $12.43, framing a near-term trading band.
Over the last 30 days, the stock has traded within a range of $11.49 to $12.74, reflecting modest volatility. The stock’s annualized volatility is reported at 10%, signaling a measured level of price movement in the near term.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $8.91 | $12.09 | $15.96 | 0% | Neutral | |
| $12.71 | $15.50 | $19.76 | +28% | Bullish | |
| $13.79 | $17.14 | $22.44 | +42% | Bullish | |
| $14.11 | $17.81 | $23.82 | +47% | Bullish | |
| $15.66 | $20.04 | $27.28 | +66% | Bullish | |
| $16.34 | $21.15 | $29.27 | +75% | Bullish | |
| $18.20 | $23.84 | $33.45 | +97% | Bullish | |
| $22.31 | $29.53 | $41.98 | +144% | Bullish | |
| $23.76 | $31.76 | $45.69 | +163% | Bullish | |
| $24.36 | $32.87 | $47.82 | +172% | Bullish | |
| $36.34 | $51.15 | $77.99 | +323% | Bullish | |
| $58.07 | $87.67 | $143.30 | +625% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $8.91 | $12.09 | $14.38 | +0.00% |
| September 2026 | $10.42 | $12.22 | $14.65 | +1.05% |
| October 2026 | $10.84 | $12.77 | $15.42 | +4.49% |
| November 2026 | $11.08 | $13.10 | $15.93 | +2.66% |
| December 2026 | $11.01 | $13.06 | $15.96 | -0.33% |
Click any year to see its month-by-month TWO forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, TWO could reach as high as $15.96, with a base case around $12.09 and support toward $8.91 — roughly 0% from $12.09. A consolidation phase looks the most probable path here.
Expect TWO to range from $12.71 to $19.76 through 2027. The $15.50 average target implies a +28% move from current prices. That is up +28% on the projected 2026 average. Momentum favours further upside here.
The TWO price prediction for 2028 points to an average of $17.14 (low $13.79, high $22.44) — a potential gain of +42% on today's $12.09. Buyers look set to stay in control over this stretch.
In 2029, TWO is projected to trade between $14.11 and $23.82, averaging $17.81 — a potential gain of +47% from today's $12.09. That is up +4% on the projected 2028 average. Momentum favours further upside here.
Two Harbors Investment Corp.'s 2030 outlook centres on $20.04, within a $15.66 to $27.28 range. That is up +13% on the projected 2029 average. That marks a +66% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, TWO could reach as high as $29.27, with a base case around $21.15 and support toward $16.34 — roughly +75% from $12.09. Momentum favours further upside here.
Expect TWO to range from $18.20 to $33.45 through 2032. The $23.84 average target implies a +97% move from current prices. That is up +13% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The TWO price prediction for 2033 points to an average of $29.53 (low $22.31, high $41.98) — a potential gain of +144% on today's $12.09. Momentum favours further upside here.
In 2034, TWO is projected to trade between $23.76 and $45.69, averaging $31.76 — a potential gain of +163% from today's $12.09. That is up +8% on the projected 2033 average. Buyers look set to stay in control over this stretch.
Two Harbors Investment Corp.'s 2035 outlook centres on $32.87, within a $24.36 to $47.82 range. That is up +4% on the projected 2034 average. That marks a +172% change versus current levels. Momentum favours further upside here.
By 2040, TWO could reach as high as $77.99, with a base case around $51.15 and support toward $36.34 — roughly +323% from $12.09. Buyers look set to stay in control over this stretch.
Expect TWO to range from $58.07 to $143.30 through 2050. The $87.67 average target implies a +625% move from current prices. That is up +71% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in TWO today (≈ 82.712986 TWO) could be worth
$7,251.5
+$6,251.5 (+625%) by 2050 · US Dollar
Based on the average projected TWO price of $87.67 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in TWOwould be worth at today's price.
$1,000 invested in TWO on Jul 31, 2025 (≈ 102.564103 TWO) would be worth
$1,240
+$240 (+24.0%) today · 1.24× · US Dollar
Based on a TWO entry price of $9.75 vs. today's $12.09.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $12.1 | $999.17 | -0.1% |
| 1 month ago | $12.35 | $978.95 | -2.1% |
| 3 months ago | $12.54 | $964.11 | -3.6% |
| 6 months ago | $11.85 | $1,020.25 | +2.0% |
| 1 year ago | $9.75 | $1,240 | +24.0% |
| All time (5.0y) ago | $25.48 | $474.49 | -52.6% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our TWO forecast.
Our base-case forecast reaches $24.00 around 2033.
Implied market cap at $24.00: $2.52B
The multi-year forecast shows a clear bullish path after 2026, with rising average prices and higher upside potential. For 2026, the avg is $12.10 (min $8.91, max $16.17) with ROI 0% and neutral sentiment. From 2027 onward, the averages rise: 2027 $16.02, 2028 $17.97, 2029 $19.03, 2030 $22.00, 2031 $23.52, 2032 $27.23, 2033 $34.31, 2034 $36.56, 2035 $38.11, 2040 $62.08, and 2050 $110.55.
ROI grows from 32.4% in 2027 to 813.6% in 2050, with a bullish sentiment assigned to each year from 2027 through 2050. The forecast also shows very wide potential in the max prices, culminating in $180.72 in 2050, highlighting the exposed upside if the trajectory holds. These are estimates and illustrative of potential paths, not guarantees, and carry typical investment risk given market dynamics.
Tap a question to reveal the answer.
Avg: $22.00; min: $17.19; max: $29.97; ROI: 81.8%; sentiment: bullish.
The forecast shows a long-term bullish path with an avg price of $110.55 and ROI of 813.6% by 2050, following a neutral start in 2026 (avg $12.10, ROI 0%). These are estimates and not guarantees.
The 2050 forecast shows an avg price of $110.55, with a min of $73.21 and a max of $180.72, and ROI of 813.6% under bullish sentiment. This reflects potential upside but remains an estimate.
Sentiment: bullish. RSI(14) 40; SMA50 $12.32; SMA200 $11.13; support $12.07; resistance $12.43. The 30-day range is $11.49 to $12.74 and annualized volatility is 10%.
Current price: $12.10; Market cap: $1.27B; Rank: 2276.
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