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United Bancorp, Inc. is projected to rise to $17.42 by 2027, a +14% move from its current price of $15.25. UBCP is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/3/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 5 | $14.96 | $15.25 | $15.56 | +0.02% |
| Aug 6 | $14.84 | $15.26 | $15.69 | +0.05% |
| Aug 7 | $14.75 | $15.26 | $15.79 | +0.07% |
| Aug 8 | $14.67 | $15.26 | $15.88 | +0.09% |
| Aug 9 | $14.61 | $15.27 | $15.95 | +0.11% |
| Aug 10 | $14.55 | $15.27 | $16.02 | +0.14% |
| Aug 11 | $14.50 | $15.27 | $16.09 | +0.16% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $14.50 | $15.27 | $16.09 | +0.16% |
| Week 2 | $14.21 | $15.30 | $16.47 | +0.32% |
| Week 3 | $14.00 | $15.32 | $16.77 | +0.47% |
| Week 4 | $13.83 | $15.35 | $17.03 | +0.63% |
| Week 5 | $13.68 | $15.37 | $17.27 | +0.79% |
| Week 6 | $13.55 | $15.39 | $17.49 | +0.95% |
| Week 7 | $13.44 | $15.42 | $17.70 | +1.11% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
United Bancorp, Inc. is a bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans.
United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
The asset operates within the Financial Services category and trades under the UBCP symbol. It is a public equity security serving investors seeking exposure to a traditional banking franchise in the Ohio region.
UBCP's structure centers on its role as a bank holding company for Unified Bank, offering a mix of deposit-taking and loan-originating activities that support commercial and retail customers in its market. The description reflects its long-standing presence and its Ohio-focused banking footprint.
UBCP is currently priced at $15.16 per share and has a market capitalization of $87.64M, with a market-rank listing of 4288. These metrics place the stock among smaller-cap financial services names with a focused regional footprint.
The price outlook in the provided forecasts shows a path of gradual upside, with 2026 averaging $15.16 and long-term targets expanding toward $113.34 by 2050, with a maximum forecast of $192.70. The projected ROI grows from 0% in 2026 to as high as 647.6% by 2050, and the sentiment shifts to bullish in later years.
In the near term, risk remains and outcomes depend on evolving market conditions; however, the multi-year projections suggest meaningful upside potential for UBCP over the remainder of the forecast horizon. These figures are estimates and not guarantees.
A major floor 8.5% below — a decisive break under it would weaken the trend.
Price is testing support right now (1.9% away) — a key level to hold.
The nearest ceiling, 9.0% above — a clean break opens room to run.
A major ceiling 13.2% above — clearing it would confirm fresh momentum.
Key UBCP support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UBCP market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $15.47 | Sell | $15.41 | Sell |
| MA 10 | $15.55 | Sell | $15.49 | Sell |
| MA 20 | $15.61 | Sell | $15.58 | Sell |
| MA 50 | $15.66 | Sell | $15.64 | Sell |
| MA 100 | $15.72 | Sell | $15.48 | Sell |
| MA 200 | $14.77 | Buy | $15.03 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 45.35 | Neutral |
| Stoch RSI (14) | 42.42 | Neutral |
| CCI (20) | -70.05 | Neutral |
| Williams %R (14) | -68.13 | Info |
| MACD (12,26,9) | -0.03 | Sell |
| ROC (12) | 0.59 | Buy |
| Bollinger %B (20,2) | 0.29 | Neutral |
| Stochastic %K (14) | 31.87 | Neutral |
| TRIX (15) | -0.07 | Sell |
| Awesome (5,34) | -0.24 | Sell |
| Ultimate (7,14,28) | 41.47 | Neutral |
| Momentum (10) | -0.06 | Sell |
| Aroon Osc (25) | -24.00 | Sell |
| Hull MA (9) | 15.33 | Sell |
| ADX (14) | 8.28 | Neutral |
| ATR (14) | 0.30 | Info |
The 14-day RSI is 40, and the sentiment is BULLISH, indicating room for upside despite a not-overbought reading. This juxtaposition can point to potential dynamism if other indicators align.
The 50-day simple moving average is $15.68 and the 200-day simple moving average is $14.66, framing the near-term trend as a positive backdrop for upside exploration while the price sits near, yet slightly below, the 50-day mark.
There is support at $15.14 and resistance at $16.62, with the 30-day price range spanning from $13.16 to $17.46. The stock exhibits notable volatility, with annualized volatility at 40%.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $13.57 | $15.25 | $19.18 | 0% | Neutral | |
| $14.25 | $17.42 | $22.28 | +14% | Neutral | |
| $14.56 | $18.16 | $23.90 | +19% | Neutral | |
| $15.65 | $19.84 | $26.69 | +30% | Bullish | |
| $17.21 | $22.13 | $30.33 | +45% | Bullish | |
| $19.93 | $25.96 | $36.16 | +70% | Bullish | |
| $23.02 | $30.33 | $42.89 | +99% | Bullish | |
| $24.46 | $32.59 | $46.70 | +114% | Bullish | |
| $26.77 | $36.04 | $52.29 | +136% | Bullish | |
| $27.30 | $37.12 | $54.47 | +143% | Bullish | |
| $42.24 | $60.05 | $92.52 | +294% | Bullish | |
| $67.06 | $102.66 | $169.96 | +573% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $13.57 | $15.25 | $17.99 | +0.00% |
| September 2026 | $12.86 | $15.09 | $18.11 | -1.08% |
| October 2026 | $13.20 | $15.57 | $18.83 | +3.19% |
| November 2026 | $13.40 | $15.86 | $19.31 | +1.87% |
| December 2026 | $13.18 | $15.66 | $19.18 | -1.24% |
Click any year to see its month-by-month UBCP forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
By 2026, UBCP could reach as high as $19.18, with a base case around $15.25 and support toward $13.57 — roughly 0% from $15.25. A consolidation phase looks the most probable path here.
Expect UBCP to range from $14.25 to $22.28 through 2027. The $17.42 average target implies a +14% move from current prices. That is up +14% on the projected 2026 average. Price action looks broadly range-bound.
The UBCP price prediction for 2028 points to an average of $18.16 (low $14.56, high $23.90) — a potential gain of +19% on today's $15.25. A consolidation phase looks the most probable path here.
In 2029, UBCP is projected to trade between $15.65 and $26.69, averaging $19.84 — a potential gain of +30% from today's $15.25. That is up +9% on the projected 2028 average. Momentum favours further upside here.
United Bancorp, Inc.'s 2030 outlook centres on $22.13, within a $17.21 to $30.33 range. That is up +12% on the projected 2029 average. That marks a +45% change versus current levels. Buyers look set to stay in control over this stretch.
By 2031, UBCP could reach as high as $36.16, with a base case around $25.96 and support toward $19.93 — roughly +70% from $15.25. Momentum favours further upside here.
Expect UBCP to range from $23.02 to $42.89 through 2032. The $30.33 average target implies a +99% move from current prices. That is up +17% on the projected 2031 average. Buyers look set to stay in control over this stretch.
The UBCP price prediction for 2033 points to an average of $32.59 (low $24.46, high $46.70) — a potential gain of +114% on today's $15.25. Momentum favours further upside here.
In 2034, UBCP is projected to trade between $26.77 and $52.29, averaging $36.04 — a potential gain of +136% from today's $15.25. That is up +11% on the projected 2033 average. Buyers look set to stay in control over this stretch.
United Bancorp, Inc.'s 2035 outlook centres on $37.12, within a $27.30 to $54.47 range. That is up +3% on the projected 2034 average. That marks a +143% change versus current levels. Momentum favours further upside here.
By 2040, UBCP could reach as high as $92.52, with a base case around $60.05 and support toward $42.24 — roughly +294% from $15.25. Buyers look set to stay in control over this stretch.
Expect UBCP to range from $67.06 to $169.96 through 2050. The $102.66 average target implies a +573% move from current prices. That is up +71% on the projected 2040 average. Momentum favours further upside here.
Investing $1,000 in UBCP today (≈ 65.57377 UBCP) could be worth
$6,732.1
+$5,732.1 (+573%) by 2050 · US Dollar
Based on the average projected UBCP price of $102.66 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UBCPwould be worth at today's price.
$1,000 invested in UBCP on Jul 31, 2025 (≈ 71.123753 UBCP) would be worth
$1,084.64
+$84.64 (+8.5%) today · 1.08× · US Dollar
Based on a UBCP entry price of $14.06 vs. today's $15.25.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $15.87 | $960.93 | -3.9% |
| 1 month ago | $16 | $953.13 | -4.7% |
| 3 months ago | $16.02 | $951.94 | -4.8% |
| 6 months ago | $14 | $1,089.29 | +8.9% |
| 1 year ago | $14.06 | $1,084.64 | +8.5% |
| All time (5.0y) ago | $13.34 | $1,143.18 | +14.3% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UBCP forecast.
Our base-case forecast reaches $31.00 around 2033.
Implied market cap at $31.00: $184.28M
The multi-year forecast shows a progression from a 2026 average price of $15.16 (ROI 0%) to higher levels through 2030 and beyond. By 2027, the avg price is $17.85 with an ROI of 17.7%, and by 2028 the avg is $18.35 with an ROI of 21%. The 2029 forecast points to an average of $20.44 and ROI of 34.9%.
By 2030 the average rises to $23.64 (ROI 55.9%), and by 2031-2035 the averages expand to $27.04, $32.02, $35.33, and $39.47 with ROIs of 78.4%, 111.2%, 133%, and 160.4% respectively. The bullish trajectory continues into 2040 with an average of $64.58 and ROI of 326%.
The horizon extends to 2050 with an average price of $113.34 and a max of $192.70, yielding an ROI of 647.6% in that year. The forecast consistently marks the sentiment as BULLISH from 2027 onward, signaling meaningful upside potential over the long term, while acknowledging these are estimates, not guarantees.
Tap a question to reveal the answer.
The forecast lists an average price of $23.64, with a minimum of $18.18 and a maximum of $32.87, yielding an ROI of 55.9%. These figures are forecasts and not guarantees.
The projections show positive upside in multiple years, including an average price of $23.64 in 2030 and an ROI of up to 647.6% by 2050. The sentiment is bullish in later years, but these are estimates, not guarantees.
Yes. The forecast maximums include $51.52 in 2033 and $55.98 in 2034, which exceed $50. Keep in mind these are not guarantees.
The current price is $15.16 and the market capitalization is $87.64M.
The outlook is Neutral in 2026, then bullish from 2027 onward, with the average rising from $17.85 in 2027 to $113.34 in 2050 and a max of $192.70.
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