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United Community Banks, Inc. is projected to rise to $41.76 by 2027, a +18% move from its current price of $35.29. UCB is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 7/31/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 1 | $34.89 | $35.29 | $35.70 | +0.01% |
| Aug 2 | $34.73 | $35.30 | $35.87 | +0.02% |
| Aug 3 | $34.61 | $35.30 | $36.01 | +0.03% |
| Aug 4 | $34.51 | $35.30 | $36.12 | +0.04% |
| Aug 5 | $34.42 | $35.31 | $36.22 | +0.05% |
| Aug 6 | $34.33 | $35.31 | $36.31 | +0.06% |
| Aug 7 | $34.26 | $35.31 | $36.40 | +0.06% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $34.26 | $35.31 | $36.40 | +0.06% |
| Week 2 | $33.86 | $35.34 | $36.88 | +0.13% |
| Week 3 | $33.55 | $35.36 | $37.26 | +0.19% |
| Week 4 | $33.31 | $35.38 | $37.59 | +0.26% |
| Week 5 | $33.09 | $35.40 | $37.88 | +0.32% |
| Week 6 | $32.90 | $35.43 | $38.15 | +0.39% |
| Week 7 | $32.72 | $35.45 | $38.40 | +0.45% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts.
It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
United Community Banks, Inc. trades at $35.17 per share and has a market cap of $4.21B. It is ranked 1420 by market capitalization. The current price sits in a context of a bullish technical backdrop, with a 30-day range of $32.43 to $38.14, a 50-day simple moving average of $34.18, and a 200-day simple moving average of $32.68.
Near-term support is at $32.56 and resistance at $37.09. The stock exhibits 20% annualized volatility.
A major floor 13.7% below — a decisive break under it would weaken the trend.
The nearest floor, 7.7% below — buyers have tended to step in here.
The nearest ceiling, 5.1% above — a clean break opens room to run.
A major ceiling 12.0% above — clearing it would confirm fresh momentum.
Key UCB support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of UCB market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $35.40 | Sell | $35.41 | Sell |
| MA 10 | $35.47 | Sell | $35.45 | Sell |
| MA 20 | $35.54 | Sell | $35.34 | Sell |
| MA 50 | $34.42 | Buy | $34.67 | Buy |
| MA 100 | $33.37 | Buy | $33.94 | Buy |
| MA 200 | $32.75 | Buy | $33.04 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 51.08 | Neutral |
| Stoch RSI (14) | 13.56 | Buy |
| CCI (20) | -43.54 | Neutral |
| Williams %R (14) | -81.82 | Info |
| MACD (12,26,9) | -0.12 | Sell |
| ROC (12) | -0.90 | Sell |
| Bollinger %B (20,2) | 0.38 | Neutral |
| Stochastic %K (14) | 18.18 | Buy |
| TRIX (15) | 0.16 | Buy |
| Awesome (5,34) | 0.37 | Buy |
| Ultimate (7,14,28) | 49.76 | Neutral |
| Momentum (10) | -1.80 | Sell |
| Aroon Osc (25) | 60.00 | Buy |
| Hull MA (9) | 35.53 | Sell |
| ADX (14) | 12.03 | Neutral |
| ATR (14) | 0.39 | Info |
The 30-day picture shows a bullish tilt with RSI(14) at 50. The price is trading between a near-term support at $32.56 and resistance at $37.09, within a 30-day range of $32.43 to $38.14. The 50-day SMA of $34.18 sits above the 200-day SMA of $32.68, which is consistent with a constructive near-term bias.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $29.71 | $35.29 | $45.29 | 0% | Neutral | |
| $34.24 | $41.76 | $53.22 | +18% | Neutral | |
| $37.48 | $46.58 | $61.00 | +32% | Bullish | |
| $40.47 | $51.08 | $68.33 | +45% | Bullish | |
| $46.74 | $59.80 | $81.44 | +69% | Bullish | |
| $54.71 | $70.86 | $98.03 | +101% | Bullish | |
| $62.81 | $82.27 | $115.45 | +133% | Bullish | |
| $68.86 | $91.14 | $129.57 | +158% | Bullish | |
| $72.02 | $96.27 | $138.50 | +173% | Bullish | |
| $75.58 | $101.99 | $148.38 | +189% | Bullish | |
| $119.59 | $168.33 | $256.65 | +377% | Bullish | |
| $212.60 | $320.97 | $524.65 | +810% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| July 2026 | $29.71 | $35.29 | $41.12 | +0.00% |
| August 2026 | $30.70 | $35.80 | $42.54 | +1.44% |
| September 2026 | $30.35 | $35.59 | $42.69 | -0.59% |
| October 2026 | $30.81 | $36.30 | $43.87 | +2.01% |
| November 2026 | $31.54 | $37.30 | $45.34 | +2.74% |
| December 2026 | $31.22 | $37.05 | $45.29 | -0.66% |
Click any year to see its month-by-month UCB forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Expect UCB to range from $29.71 to $45.29 through 2026. The $35.29 average target implies a 0% move from current prices. A consolidation phase looks the most probable path here.
The UCB price prediction for 2027 points to an average of $41.76 (low $34.24, high $53.22) — a potential gain of +18% on today's $35.29. Price action looks broadly range-bound.
In 2028, UCB is projected to trade between $37.48 and $61.00, averaging $46.58 — a potential gain of +32% from today's $35.29. That is up +12% on the projected 2027 average. Buyers look set to stay in control over this stretch.
United Community Banks, Inc.'s 2029 outlook centres on $51.08, within a $40.47 to $68.33 range. That is up +10% on the projected 2028 average. That marks a +45% change versus current levels. Momentum favours further upside here.
By 2030, UCB could reach as high as $81.44, with a base case around $59.80 and support toward $46.74 — roughly +69% from $35.29. Buyers look set to stay in control over this stretch.
Expect UCB to range from $54.71 to $98.03 through 2031. The $70.86 average target implies a +101% move from current prices. That is up +18% on the projected 2030 average. Momentum favours further upside here.
The UCB price prediction for 2032 points to an average of $82.27 (low $62.81, high $115.45) — a potential gain of +133% on today's $35.29. Buyers look set to stay in control over this stretch.
In 2033, UCB is projected to trade between $68.86 and $129.57, averaging $91.14 — a potential gain of +158% from today's $35.29. That is up +11% on the projected 2032 average. Momentum favours further upside here.
United Community Banks, Inc.'s 2034 outlook centres on $96.27, within a $72.02 to $138.50 range. That is up +6% on the projected 2033 average. That marks a +173% change versus current levels. Buyers look set to stay in control over this stretch.
By 2035, UCB could reach as high as $148.38, with a base case around $101.99 and support toward $75.58 — roughly +189% from $35.29. Momentum favours further upside here.
Expect UCB to range from $119.59 to $256.65 through 2040. The $168.33 average target implies a +377% move from current prices. That is up +65% on the projected 2035 average. Buyers look set to stay in control over this stretch.
The UCB price prediction for 2050 points to an average of $320.97 (low $212.60, high $524.65) — a potential gain of +810% on today's $35.29. Momentum favours further upside here.
Investing $1,000 in UCB today (≈ 28.336639 UCB) could be worth
$9,095.17
+$8,095.17 (+810%) by 2050 · US Dollar
Based on the average projected UCB price of $320.97 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in UCBwould be worth at today's price.
$1,000 invested in UCB on Jul 30, 2025 (≈ 32.488628 UCB) would be worth
$1,146.52
+$146.52 (+14.7%) today · 1.15× · US Dollar
Based on a UCB entry price of $30.78 vs. today's $35.29.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $34.89 | $1,011.46 | +1.1% |
| 1 month ago | $35.09 | $1,005.7 | +0.6% |
| 3 months ago | $33.52 | $1,052.8 | +5.3% |
| 6 months ago | $34.43 | $1,024.98 | +2.5% |
| 1 year ago | $30.78 | $1,146.52 | +14.7% |
| All time (5.0y) ago | $28.68 | $1,230.47 | +23.0% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our UCB forecast.
Our base-case forecast reaches $71.00 around 2032.
Implied market cap at $71.00: $8.5B
Looking ahead, the multi-year forecast shows the average price rising from $35.17 in 2026 to higher levels in subsequent years. In 2030 the forecast average is $60.62 with a max of $82.58 and a min of $47.38, delivering a 72.4 ROI. In 2040 the average is $172.80 with a max of $263.49 and a min of $122.76, delivering a 391.3 ROI.
By 2050 the average forecast reaches $330.97 with a max of $541.02 and a min of $219.21, delivering an 841 ROI. The sentiment remains BULLISH across the longer horizon from 2027 onward, after an initial neutral stance in 2026. These figures are estimates and not guarantees, and actual results can vary based on market conditions and other factors.
Tap a question to reveal the answer.
In 2030 the forecast average price is $60.62, with a min of $47.38 and a max of $82.58. The forecasted ROI is 72.4 and the sentiment is BULLISH.
The 2031 max is $99.66, and the 2032 max is $117.05, so the forecast suggests it could exceed $100 by 2032.
The current price is $35.17 per share and the market cap is $4.21B.
For 2040 the forecast shows an average price of $172.80, a min of $122.76, a max of $263.49, and a ROI of 391.3; the sentiment is BULLISH.
In 2027 the average price is $41.87, with a min of $34.33 and a max of $53.38, a ROI of 19.1, and a NEUTRAL sentiment.
United Community Banks, Inc. Community Discussion
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