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VersaBank is projected to rise to $25.97 by 2027, a +34% move from its current price of $19.34. VBNK is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/1/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 2 | $18.99 | $19.35 | $19.73 | +0.08% |
| Aug 3 | $18.86 | $19.37 | $19.90 | +0.15% |
| Aug 4 | $18.76 | $19.38 | $20.03 | +0.23% |
| Aug 5 | $18.68 | $19.40 | $20.15 | +0.31% |
| Aug 6 | $18.61 | $19.42 | $20.26 | +0.39% |
| Aug 7 | $18.55 | $19.43 | $20.36 | +0.47% |
| Aug 8 | $18.49 | $19.45 | $20.45 | +0.54% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $18.49 | $19.45 | $20.45 | +0.54% |
| Week 2 | $18.21 | $19.55 | $20.99 | +1.09% |
| Week 3 | $18.02 | $19.66 | $21.45 | +1.64% |
| Week 4 | $17.87 | $19.76 | $21.86 | +2.19% |
| Week 5 | $17.76 | $19.87 | $22.24 | +2.75% |
| Week 6 | $17.66 | $19.98 | $22.60 | +3.30% |
| Week 7 | $17.58 | $20.09 | $22.95 | +3.87% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
VersaBank provides various banking products and services in Canada and the United States. It operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products.
The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services.
The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
VersaBank (VBNK) is a financial services company with a diversified banking and cybersecurity services footprint in Canada and the United States. The stock trades at $19.60 per share and carries a market capitalization of $631.04M, with a rank of 2720 by market size.
Near term, the 2026 forecast shows an average price of $19.60 with a neutral sentiment and a 0 ROI, implying little expected price movement in that year.
A major floor 28.7% below — a decisive break under it would weaken the trend.
Price is testing support right now (2.0% away) — a key level to hold.
The nearest ceiling, 22.6% above — a clean break opens room to run.
A major ceiling 31.5% above — clearing it would confirm fresh momentum.
Key VBNK support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of VBNK market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $19.43 | Sell | $19.51 | Sell |
| MA 10 | $19.87 | Sell | $19.86 | Sell |
| MA 20 | $20.77 | Sell | $20.22 | Sell |
| MA 50 | $19.92 | Sell | $19.78 | Sell |
| MA 100 | $18.03 | Buy | $18.55 | Buy |
| MA 200 | $16.06 | Buy | $16.78 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 39.22 | Neutral |
| Stoch RSI (14) | 1.84 | Buy |
| CCI (20) | -104.65 | Sell |
| Williams %R (14) | -100.00 | Info |
| MACD (12,26,9) | -0.28 | Sell |
| ROC (12) | -9.03 | Sell |
| Bollinger %B (20,2) | 0.15 | Neutral |
| Stochastic %K (14) | 0.00 | Buy |
| TRIX (15) | 0.04 | Buy |
| Awesome (5,34) | -1.10 | Sell |
| Ultimate (7,14,28) | 15.78 | Buy |
| Momentum (10) | -1.81 | Sell |
| Aroon Osc (25) | 16.00 | Buy |
| Hull MA (9) | 19.19 | Buy |
| ADX (14) | 17.17 | Neutral |
| ATR (14) | 0.32 | Info |
The technical picture for VersaBank is bullish in the near term. RSI14 is 40, with the 50-day simple moving average at $19.71 and the 200-day simple moving average at $15.88.
Key support is at $18.96 and resistance at $23.72. The 30-day trading range spans from $16.95 to $22.66, reflecting a modestly wide buffer around the current level. Annualized volatility sits at 40, suggesting notable swing potential over the period.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $13.38 | $19.34 | $26.30 | 0% | Neutral | |
| $21.29 | $25.97 | $33.13 | +34% | Bullish | |
| $25.37 | $31.55 | $41.35 | +63% | Bullish | |
| $27.16 | $34.31 | $45.95 | +77% | Bullish | |
| $30.59 | $39.18 | $53.42 | +103% | Bullish | |
| $34.31 | $44.48 | $61.63 | +130% | Bullish | |
| $39.82 | $52.21 | $73.38 | +170% | Bullish | |
| $50.29 | $66.64 | $94.89 | +245% | Bullish | |
| $55.13 | $73.80 | $106.35 | +282% | Bullish | |
| $57.48 | $77.68 | $113.20 | +302% | Bullish | |
| $96.01 | $135.40 | $206.88 | +600% | Bullish | |
| $172.25 | $260.77 | $427.34 | +12.5x | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $13.38 | $19.34 | $23.48 | +0.00% |
| September 2026 | $17.00 | $19.94 | $23.92 | +3.11% |
| October 2026 | $17.62 | $20.75 | $25.08 | +4.08% |
| November 2026 | $18.18 | $21.50 | $26.14 | +3.59% |
| December 2026 | $18.12 | $21.51 | $26.30 | +0.04% |
Click any year to see its month-by-month VBNK forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
In 2026, VBNK is projected to trade between $13.38 and $26.30, averaging $19.34 — a potential gain of 0% from today's $19.34. Price action looks broadly range-bound.
VersaBank's 2027 outlook centres on $25.97, within a $21.29 to $33.13 range. That is up +34% on the projected 2026 average. That marks a +34% change versus current levels. Buyers look set to stay in control over this stretch.
By 2028, VBNK could reach as high as $41.35, with a base case around $31.55 and support toward $25.37 — roughly +63% from $19.34. Momentum favours further upside here.
Expect VBNK to range from $27.16 to $45.95 through 2029. The $34.31 average target implies a +77% move from current prices. That is up +9% on the projected 2028 average. Buyers look set to stay in control over this stretch.
The VBNK price prediction for 2030 points to an average of $39.18 (low $30.59, high $53.42) — a potential gain of +103% on today's $19.34. Momentum favours further upside here.
In 2031, VBNK is projected to trade between $34.31 and $61.63, averaging $44.48 — a potential gain of +130% from today's $19.34. That is up +14% on the projected 2030 average. Buyers look set to stay in control over this stretch.
VersaBank's 2032 outlook centres on $52.21, within a $39.82 to $73.38 range. That is up +17% on the projected 2031 average. That marks a +170% change versus current levels. Momentum favours further upside here.
By 2033, VBNK could reach as high as $94.89, with a base case around $66.64 and support toward $50.29 — roughly +245% from $19.34. Buyers look set to stay in control over this stretch.
Expect VBNK to range from $55.13 to $106.35 through 2034. The $73.80 average target implies a +282% move from current prices. That is up +11% on the projected 2033 average. Momentum favours further upside here.
The VBNK price prediction for 2035 points to an average of $77.68 (low $57.48, high $113.20) — a potential gain of +302% on today's $19.34. Buyers look set to stay in control over this stretch.
In 2040, VBNK is projected to trade between $96.01 and $206.88, averaging $135.40 — a potential gain of +600% from today's $19.34. That is up +74% on the projected 2035 average. Momentum favours further upside here.
VersaBank's 2050 outlook centres on $260.77, within a $172.25 to $427.34 range. That is up +93% on the projected 2040 average. That marks a +12.5x change versus current levels. Buyers look set to stay in control over this stretch.
Investing $1,000 in VBNK today (≈ 51.706308 VBNK) could be worth
$13,483.67
+$12,483.67 (+1248%) by 2050 · US Dollar
Based on the average projected VBNK price of $260.77 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in VBNKwould be worth at today's price.
$1,000 invested in VBNK on Jul 31, 2025 (≈ 84.602371 VBNK) would be worth
$1,636.21
+$636.21 (+63.6%) today · 1.64× · US Dollar
Based on a VBNK entry price of $11.82 vs. today's $19.34.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $19.85 | $974.31 | -2.6% |
| 1 month ago | $23.72 | $815.35 | -18.5% |
| 3 months ago | $18.09 | $1,069.1 | +6.9% |
| 6 months ago | $15.7 | $1,231.85 | +23.2% |
| 1 year ago | $11.82 | $1,636.21 | +63.6% |
| All time (4.9y) ago | $10.5 | $1,841.9 | +84.2% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our VBNK forecast.
Our base-case forecast reaches $39.00 around 2030.
Implied market cap at $39.00: $1.26B
The multi-year forecast shows a clear bullish trajectory beyond 2026, with higher average prices and meaningful ROI gains over time.
For 2026, the average price is $19.60 with a 0 ROI and neutral sentiment. In 2027 the average is $26.36 with a 34.5 ROI and bullish sentiment, followed by 2028 at $31.96 with a 63.1 ROI and bullish sentiment, and 2029 at $34.56 with a 76.3 ROI and bullish sentiment. By 2030 the average reaches $39.55 with a 101.8 ROI and bullish sentiment, extending into 2031 ($44.83, 128.7 ROI), 2032 ($52.44, 167.5 ROI), and 2033 ($67.20, 242.9 ROI).
The forecast continues to rise through 2034 ($74.07, 277.9 ROI) and 2035 ($77.62, 296 ROI), with strong upside into the distant years. By 2040 the average is projected at $135.47 with a 591.2 ROI and bullish sentiment, and by 2050 the average is $259.25 with a 1222.7 ROI and bullish sentiment. These figures imply substantial long-term upside, but they are estimates and carry inherent uncertainty.
Tap a question to reveal the answer.
In 2030 the forecast lists an average price of $39.55, a minimum of $30.32, and a maximum of $55.23, with an ROI of 101.8 and bullish sentiment.
The forecast shows a neutral stance for 2026, then bullish sentiment from 2027 onward, with rising averages and positive ROI through 2030 and beyond. For example, 2027 is avg $26.36 with ROI 34.5; 2030 is avg $39.55 with ROI 101.8, and 2050 is avg $259.25 with ROI 1222.7.
The current price is $19.60 and the market cap is $631.04M.
The 30-day range is between $16.95 and $22.66, with a current price of $19.60. RSI14 is 40, the SMA50 is $19.71, the SMA200 is $15.88. Support is at $18.96 and resistance at $23.72; annualized volatility is 40.
The 2050 forecast shows an average price of $259.25, a minimum of $162.59, a maximum of $444.64, with an ROI of 1222.7 and bullish sentiment.
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