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Waterstone Financial, Inc. is projected to rise to $28.85 by 2027, a +41% move from its current price of $20.52. WSBF is currently trading above its 50-day average (a bullish sign). Technical indicators currently lean strong buy.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/2/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 3 | $20.30 | $20.53 | $20.77 | +0.07% |
| Aug 4 | $20.21 | $20.55 | $20.89 | +0.14% |
| Aug 5 | $20.15 | $20.56 | $20.98 | +0.21% |
| Aug 6 | $20.10 | $20.58 | $21.06 | +0.28% |
| Aug 7 | $20.06 | $20.59 | $21.13 | +0.35% |
| Aug 8 | $20.03 | $20.61 | $21.20 | +0.42% |
| Aug 9 | $20.00 | $20.62 | $21.26 | +0.49% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $20.00 | $20.62 | $21.26 | +0.49% |
| Week 2 | $19.84 | $20.72 | $21.64 | +0.98% |
| Week 3 | $19.74 | $20.82 | $21.96 | +1.47% |
| Week 4 | $19.68 | $20.92 | $22.25 | +1.97% |
| Week 5 | $19.63 | $21.03 | $22.52 | +2.47% |
| Week 6 | $19.60 | $21.13 | $22.78 | +2.97% |
| Week 7 | $19.57 | $21.23 | $23.03 | +3.47% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB, providing a range of financial services to customers in southeastern Wisconsin, United States. It operates in two segments, Community Banking and Mortgage Banking.
The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit; personal and installment loans; real estate financing; business loans and lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market.
It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc.
in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
Waterstone Financial, Inc. (WSBF) is a financial services company operating as a bank holding company for WaterStone Bank SSB, with offices in southeastern Wisconsin. It is listed with a current price of $19.70 and a market capitalization of $355.65M, and it ranks 3347 by market cap.
Technical context shows near-term momentum with a bullish tilt in the long run, as indicated by the stock’s trading metrics. The current price sits above the 50-day simple moving average of $19.07 and above the 200-day moving average of $17.45, suggesting positive price momentum relative to longer-term trends.
In the near term, the security trades within a 30-day range of $18.19 to $21.34, with near-term support at $18.19 and resistance at $20.89. The 30-day range underscores a modestly volatile, range-bound environment near the current price.
Looking further out, the forecast signals a bullish price trajectory in the years ahead, with an average price rising from $28.00 in 2027 to $40.48 in 2030, and then to $218.11 by 2050, indicating substantial upside potential over the multi-year horizon.
A major floor 13.4% below — a decisive break under it would weaken the trend.
The nearest floor, 6.7% below — buyers have tended to step in here.
Price is pressing into resistance (1.8% away) — a breakout level to watch.
A major ceiling 6.9% above — clearing it would confirm fresh momentum.
Key WSBF support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of WSBF market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $20.46 | Buy | $20.39 | Buy |
| MA 10 | $20.04 | Buy | $20.20 | Buy |
| MA 20 | $19.89 | Buy | $20.00 | Buy |
| MA 50 | $19.48 | Buy | $19.55 | Buy |
| MA 100 | $18.82 | Buy | $18.92 | Buy |
| MA 200 | $17.74 | Buy | $17.87 | Buy |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 61.31 | Neutral |
| Stoch RSI (14) | 88.05 | Sell |
| CCI (20) | 125.94 | Buy |
| Williams %R (14) | -6.96 | Info |
| MACD (12,26,9) | 0.06 | Buy |
| ROC (12) | 4.16 | Buy |
| Bollinger %B (20,2) | 0.91 | Neutral |
| Stochastic %K (14) | 93.04 | Sell |
| TRIX (15) | 0.13 | Buy |
| Awesome (5,34) | 0.58 | Buy |
| Ultimate (7,14,28) | 75.42 | Sell |
| Momentum (10) | 0.83 | Buy |
| Aroon Osc (25) | -16.00 | Sell |
| Hull MA (9) | 20.76 | Sell |
| ADX (14) | 15.62 | Neutral |
| ATR (14) | 0.21 | Info |
Near-term picture shows a bullish tilt in sentiment, with RSI(14) at 50 and a price level near key moving averages. The stock’s current price is around $19.70, sitting above the 50-day simple moving average of $19.07 and above the 200-day simple moving average of $17.45.
A defined support level sits at $18.19 and a resistance level at $20.89. The 30-day trading range spans from $18.19 to $21.34, highlighting a relatively narrow near-term band around the current price.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $16.46 | $20.52 | $26.91 | 0% | Neutral | |
| $23.66 | $28.85 | $36.76 | +41% | Bullish | |
| $26.35 | $32.74 | $42.87 | +60% | Bullish | |
| $28.50 | $35.97 | $48.11 | +75% | Bullish | |
| $32.58 | $41.68 | $56.75 | +103% | Bullish | |
| $32.92 | $42.63 | $58.97 | +108% | Bullish | |
| $35.64 | $46.67 | $65.49 | +127% | Bullish | |
| $43.69 | $57.83 | $82.20 | +182% | Bullish | |
| $49.91 | $66.71 | $95.97 | +225% | Bullish | |
| $54.70 | $73.81 | $107.37 | +260% | Bullish | |
| $76.16 | $107.20 | $163.45 | +422% | Bullish | |
| $147.13 | $222.11 | $363.04 | +982% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $16.46 | $20.52 | $24.20 | +0.00% |
| September 2026 | $17.85 | $20.93 | $25.09 | +1.98% |
| October 2026 | $18.56 | $21.86 | $26.41 | +4.48% |
| November 2026 | $18.62 | $22.01 | $26.75 | +0.68% |
| December 2026 | $18.57 | $22.03 | $26.91 | +0.06% |
Click any year to see its month-by-month WSBF forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
Waterstone Financial, Inc.'s 2026 outlook centres on $20.52, within a $16.46 to $26.91 range. That marks a 0% change versus current levels. A consolidation phase looks the most probable path here.
By 2027, WSBF could reach as high as $36.76, with a base case around $28.85 and support toward $23.66 — roughly +41% from $20.52. Momentum favours further upside here.
Expect WSBF to range from $26.35 to $42.87 through 2028. The $32.74 average target implies a +60% move from current prices. That is up +13% on the projected 2027 average. Buyers look set to stay in control over this stretch.
The WSBF price prediction for 2029 points to an average of $35.97 (low $28.50, high $48.11) — a potential gain of +75% on today's $20.52. Momentum favours further upside here.
In 2030, WSBF is projected to trade between $32.58 and $56.75, averaging $41.68 — a potential gain of +103% from today's $20.52. That is up +16% on the projected 2029 average. Buyers look set to stay in control over this stretch.
Waterstone Financial, Inc.'s 2031 outlook centres on $42.63, within a $32.92 to $58.97 range. That is up +2% on the projected 2030 average. That marks a +108% change versus current levels. Momentum favours further upside here.
By 2032, WSBF could reach as high as $65.49, with a base case around $46.67 and support toward $35.64 — roughly +127% from $20.52. Buyers look set to stay in control over this stretch.
Expect WSBF to range from $43.69 to $82.20 through 2033. The $57.83 average target implies a +182% move from current prices. That is up +24% on the projected 2032 average. Momentum favours further upside here.
The WSBF price prediction for 2034 points to an average of $66.71 (low $49.91, high $95.97) — a potential gain of +225% on today's $20.52. Buyers look set to stay in control over this stretch.
In 2035, WSBF is projected to trade between $54.70 and $107.37, averaging $73.81 — a potential gain of +260% from today's $20.52. That is up +11% on the projected 2034 average. Momentum favours further upside here.
Waterstone Financial, Inc.'s 2040 outlook centres on $107.20, within a $76.16 to $163.45 range. That is up +45% on the projected 2035 average. That marks a +422% change versus current levels. Buyers look set to stay in control over this stretch.
By 2050, WSBF could reach as high as $363.04, with a base case around $222.11 and support toward $147.13 — roughly +982% from $20.52. Momentum favours further upside here.
Investing $1,000 in WSBF today (≈ 48.732943 WSBF) could be worth
$10,824.05
+$9,824.05 (+982%) by 2050 · US Dollar
Based on the average projected WSBF price of $222.11 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in WSBFwould be worth at today's price.
$1,000 invested in WSBF on Jul 31, 2025 (≈ 75.131478 WSBF) would be worth
$1,541.7
+$541.7 (+54.2%) today · 1.54× · US Dollar
Based on a WSBF entry price of $13.31 vs. today's $20.52.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $20.06 | $1,022.93 | +2.3% |
| 1 month ago | $20.89 | $982.29 | -1.8% |
| 3 months ago | $18.1 | $1,133.7 | +13.4% |
| 6 months ago | $18.76 | $1,093.82 | +9.4% |
| 1 year ago | $13.31 | $1,541.7 | +54.2% |
| All time (5.0y) ago | $20.06 | $1,022.93 | +2.3% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our WSBF forecast.
Our base-case forecast reaches $41.00 around 2030.
Implied market cap at $41.00: $740.18M
The multi-year forecast points to a bullish trajectory beyond 2026. In 2026, the avg price is $19.70 with neutral sentiment. From 2027 onward, the outlook turns bullish, with 2027 avg $28.00 and 2028 avg $31.50, rising further to 2030 avg $40.48 (ROI 105.5) and continuing to climb in subsequent years.
By 2040, the avg price is $103.57 with ROI 425.8, and by 2050, the avg price reaches $218.11 with ROI 1007.1, sustaining bullish sentiment through the later horizon.
These figures imply meaningful upside over the long run, albeit with inherent uncertainty and risk, as with any forecast. The price path reflects projected gains across multiple decades, but actual outcomes depend on a range of market conditions and factors not captured in the forecast.
Tap a question to reveal the answer.
The 2030 forecast shows an avg price of $40.48 with ROI 105.5 and bullish sentiment, indicating substantial upside over the next few years.
The forecast shows bullish sentiment from 2027 onward with rising average prices (2027 avg $28.00; 2028 $31.50; 2029 $35.15; 2030 $40.48) after a neutral 2026 (avg $19.70). The long-term path suggests meaningful upside but is not guaranteed.
Yes. The forecast includes a 2040 avg of $103.57 and a 2040 max of $157.97, indicating the potential to surpass $100 by 2040 based on the projected averages and ranges.
Current price is $19.70 and market capitalization is $355.65M.
The 30-day range is $18.19 to $21.34, with near-term support at $18.19 and resistance at $20.89.
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