Yiren Digital Ltd. is projected to rise to $1.22 by 2027, a +10% move from its current price of $1.11. YRD is currently trading below its 50-day average (a bearish sign). Technical indicators currently lean strong sell.
A data-driven summary — not financial advice. See the full breakdown below.
Live market data via Yahoo Finance · updated 8/3/2026
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Aug 5 | $1.06 | $1.11 | $1.16 | -0.04% |
| Aug 6 | $1.05 | $1.11 | $1.18 | -0.08% |
| Aug 7 | $1.03 | $1.11 | $1.19 | -0.12% |
| Aug 8 | $1.02 | $1.11 | $1.20 | -0.15% |
| Aug 9 | $1.01 | $1.11 | $1.21 | -0.19% |
| Aug 10 | $1.00 | $1.11 | $1.23 | -0.23% |
| Aug 11 | $0.9925 | $1.11 | $1.23 | -0.27% |
| Period | Min | Prediction | Max | Change |
|---|---|---|---|---|
| Week 1 | $0.9925 | $1.11 | $1.23 | -0.27% |
| Week 2 | $0.9461 | $1.10 | $1.29 | -0.54% |
| Week 3 | $0.9113 | $1.10 | $1.33 | -0.81% |
| Week 4 | $0.8826 | $1.10 | $1.37 | -1.08% |
| Week 5 | $0.8579 | $1.10 | $1.40 | -1.35% |
| Week 6 | $0.8358 | $1.09 | $1.43 | -1.61% |
| Week 7 | $0.8159 | $1.09 | $1.45 | -1.88% |
Short-term targets derived from the forecast trend and recent volatility. Highly uncertain — not financial advice.
Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others.
The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China.
Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Yiren Digital Ltd. trades under the symbol YRD and has a current price of $1.07. The stock carries a market capitalization of $93.61M and a market rank of 4211.
A major floor 57.5% below — a decisive break under it would weaken the trend.
The nearest floor, 24.7% below — buyers have tended to step in here.
The nearest ceiling, 36.9% above — a clean break opens room to run.
A major ceiling 99.1% above — clearing it would confirm fresh momentum.
Key YRD support and resistance from recent price action — levels where the trend has historically paused or reversed. Percentages are the distance from the current price.
A snapshot of YRD market posture derived from its technical indicators and recent volatility. Higher trend and alignment lean bullish; higher risk means larger swings.
Technical Analysis
Indicators computed on daily closing prices.
| Period | SMA | Action | EMA | Action |
|---|---|---|---|---|
| MA 5 | $1.12 | Sell | $1.13 | Sell |
| MA 10 | $1.17 | Sell | $1.16 | Sell |
| MA 20 | $1.23 | Sell | $1.19 | Sell |
| MA 50 | $1.25 | Sell | $1.36 | Sell |
| MA 100 | $1.71 | Sell | $1.86 | Sell |
| MA 200 | $3.08 | Sell | $2.80 | Sell |
| Name | Value | Action |
|---|---|---|
| RSI (14) | 41.39 | Neutral |
| Stoch RSI (14) | 33.31 | Neutral |
| CCI (20) | -126.34 | Sell |
| Williams %R (14) | -78.95 | Info |
| MACD (12,26,9) | -0.01 | Sell |
| ROC (12) | -11.20 | Sell |
| Bollinger %B (20,2) | 0.18 | Neutral |
| Stochastic %K (14) | 21.05 | Neutral |
| TRIX (15) | -0.35 | Sell |
| Awesome (5,34) | -0.06 | Sell |
| Ultimate (7,14,28) | 27.86 | Buy |
| Momentum (10) | -0.14 | Sell |
| Aroon Osc (25) | 12.00 | Buy |
| Hull MA (9) | 1.08 | Buy |
| ADX (14) | 17.28 | Neutral |
| ATR (14) | 0.05 | Info |
The near-term technical picture is bearish, with RSI14 at 40. The stock’s moving averages show a SMA50 of $1.29 and a SMA200 of $3.13. Key levels to watch are a support at $0.836 and a resistance at $1.52. Over the last 30 days, the price has traded within a range of $0.8076 to $1.42.
| Year | Min | Avg | Max | ROI | Sentiment |
|---|---|---|---|---|---|
| $0.836 | $1.11 | $1.39 | 0% | Neutral | |
| $0.9283 | $1.22 | $1.72 | +10% | Neutral | |
| $0.8469 | $1.16 | $1.73 | +5% | Neutral | |
| $0.7655 | $1.09 | $1.69 | -1% | Neutral | |
| $0.6955 | $1.03 | $1.65 | -7% | Neutral | |
| $0.7157 | $1.09 | $1.80 | -2% | Neutral | |
| $0.8423 | $1.32 | $2.24 | +19% | Neutral | |
| $0.8793 | $1.42 | $2.46 | +28% | Bullish | |
| $0.9293 | $1.54 | $2.73 | +39% | Bullish | |
| $0.9104 | $1.55 | $2.80 | +40% | Bullish | |
| $1.18 | $2.26 | $4.42 | +103% | Bullish | |
| $1.22 | $2.70 | $5.94 | +143% | Bullish |
Current year — the forecast is anchored to the live price, so ROI shows 0%.
| Month | Min | Avg | Max | Change |
|---|---|---|---|---|
| August 2026 | $0.836 | $1.11 | $1.33 | +0.00% |
| September 2026 | $0.8731 | $1.05 | $1.30 | -5.58% |
| October 2026 | $0.8833 | $1.07 | $1.35 | +2.24% |
| November 2026 | $0.899 | $1.10 | $1.41 | +2.65% |
| December 2026 | $0.8685 | $1.07 | $1.39 | -2.63% |
Click any year to see its month-by-month YRD forecast. Min / Avg / Max are a bear / base / bull scenario; ROI is the projected move from the current price. Change is the month-over-month move in the average. Estimates, not guarantees.
The YRD price prediction for 2026 points to an average of $1.11 (low $0.836, high $1.39) — a potential gain of 0% on today's $1.11. Price action looks broadly range-bound.
In 2027, YRD is projected to trade between $0.9283 and $1.72, averaging $1.22 — a potential gain of +10% from today's $1.11. That is up +10% on the projected 2026 average. A consolidation phase looks the most probable path here.
Yiren Digital Ltd.'s 2028 outlook centres on $1.16, within a $0.8469 to $1.73 range. That is -5% versus the projected 2027 average. That marks a +5% change versus current levels. Price action looks broadly range-bound.
By 2029, YRD could reach as high as $1.69, with a base case around $1.09 and support toward $0.7655 — roughly -1% from $1.11. A consolidation phase looks the most probable path here.
Expect YRD to range from $0.6955 to $1.65 through 2030. The $1.03 average target implies a -7% move from current prices. That is -6% versus the projected 2029 average. Price action looks broadly range-bound.
The YRD price prediction for 2031 points to an average of $1.09 (low $0.7157, high $1.80) — a potential decline of -2% on today's $1.11. A consolidation phase looks the most probable path here.
In 2032, YRD is projected to trade between $0.8423 and $2.24, averaging $1.32 — a potential gain of +19% from today's $1.11. That is up +21% on the projected 2031 average. Price action looks broadly range-bound.
Yiren Digital Ltd.'s 2033 outlook centres on $1.42, within a $0.8793 to $2.46 range. That is up +7% on the projected 2032 average. That marks a +28% change versus current levels. Buyers look set to stay in control over this stretch.
By 2034, YRD could reach as high as $2.73, with a base case around $1.54 and support toward $0.9293 — roughly +39% from $1.11. Momentum favours further upside here.
Expect YRD to range from $0.9104 to $2.80 through 2035. The $1.55 average target implies a +40% move from current prices. That is up +1% on the projected 2034 average. Buyers look set to stay in control over this stretch.
The YRD price prediction for 2040 points to an average of $2.26 (low $1.18, high $4.42) — a potential gain of +103% on today's $1.11. Momentum favours further upside here.
In 2050, YRD is projected to trade between $1.22 and $5.94, averaging $2.70 — a potential gain of +143% from today's $1.11. That is up +20% on the projected 2040 average. Buyers look set to stay in control over this stretch.
Investing $1,000 in YRD today (≈ 900.900901 YRD) could be worth
$2,433.65
+$1,433.65 (+143%) by 2050 · US Dollar
Based on the average projected YRD price of $2.7 in 2050.
Based on the base (average) forecast scenario. FX rates are indicative. Estimates only — not financial advice.
See what a past investment in YRDwould be worth at today's price.
$1,000 invested in YRD on Jul 31, 2025 (≈ 168.918917 YRD) would be worth
$187.5
-$812.5 (-81.3%) today · 0.19× · US Dollar
Based on a YRD entry price of $5.92 vs. today's $1.11.
| Invested | Entry price | Value today | Return |
|---|---|---|---|
| 1 week ago | $1.18 | $940.68 | -5.9% |
| 1 month ago | $0.902 | $1,230.6 | +23.1% |
| 3 months ago | $2.03 | $546.8 | -45.3% |
| 6 months ago | $3.92 | $283.16 | -71.7% |
| 1 year ago | $5.92 | $187.5 | -81.3% |
| All time (5.0y) ago | $4.03 | $275.43 | -72.5% |
Past performance from historical market data — it does not predict future results. FX rates are indicative. Not financial advice.
Enter a price to see how it sits against our YRD forecast.
Our base-case forecast reaches $2.20 around 2040.
Implied market cap at $2.20: $192.47M
The multi-year forecast depicts a mixed path through 2026–2032 with neutral sentiment for several years. For 2026, the min is $0.836, avg is $1.07, max is $1.34 and ROI is 0%. By 2027, the avg rises to $1.20 with ROI 11.8 and neutral sentiment.
The forecast turns bullish from 2033 onward, with 2033 avg $1.34, max $2.34 and ROI 24.8; 2034 avg $1.45, max $2.60 and ROI 35.6; 2035 avg $1.45, max $2.65 and ROI 35.7. The 2040 forecast shows avg $2.09, max $4.15 and ROI 95.2, and 2050 shows avg $2.44, max $5.46 and ROI 128.4, all with bullish sentiment. The projections imply higher price targets in the distant horizon, but also notable volatility, reflected by an annualized volatility of 80%.
These are estimates and not guarantees.
Tap a question to reveal the answer.
2030 avg $0.9884; min $0.662; max $1.60; ROI -7.6; sentiment Neutral.
Forecasts show a mixed path: 2026 Neutral with avg $1.07 and 2027 Neutral with avg $1.20 and ROI 11.8, but 2030 carries a negative ROI of -7.6. The outlook improves toward 2033 onward with bullish sentiment and higher ROIs, including 2040 ROI 95.2 and 2050 ROI 128.4, alongside higher average prices. Volatility is high (annualized volatility 80%), so outcomes are uncertain.
Yes. The 2033 max is $2.34 and the 2034 max is $2.60, with 2035 max $2.65. The 2040 max reaches $4.15 and 2050 max $5.46, indicating potential to exceed $2.00 in the forecast horizon.
Current price is $1.07. Market capitalization is $93.61M.
The near-term picture is bearish with RSI 14 at 40. The 30-day range runs from $0.8076 to $1.42, with a SMA50 of $1.29 and SMA200 of $3.13. Support is at $0.836 and resistance at $1.52, indicating potential for continued price testing and volatility.
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